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That said, let me walk you through all the elements of this particular email that tip it off as a scam: From: Sherrill Green <SherrillGreen@outlook.com> Wait, the prestigious “Webster LawFirm” doesn’t have it’s own domain and you’re using a generic outlook.com account? Attorney at Law?
When a debtor owes a creditor money and the creditor is seeking assistance collecting the amount owed, the creditor can either use a collection lawfirm or a collection agency. Lawfirms and collection agencies serve the same purpose initially.
Debtcollectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-partydebtcollectors in check when they contact you.
In fact, some of the most commonly cited complaints deal with Credence’s lack of response to requests for debt verification. Also, others cited that Credence did not remove the collection from their credit reports after the creditor negotiated an agreement with them. Just because Credence is legit doesn’t mean your debt is.
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