Burt and Associates

SEPTEMBER 23, 2024

The Fair Debt Collection Practices Act ( FDCPA ) is a cornerstone of consumer protection laws in the United States. It ensures that debt collectors adhere to specific ethical and legal standards when pursuing debts. Accurate Representation Debt collectors must be truthful about the nature of the debt.

Fair Debt Collection 52

Fair Debt Collection Debt collector Collections Debt Recovery 52

Better Credit Blog

AUGUST 31, 2020

Having debt in collections can be downright overwhelming, especially when debt collectors bombard you with dozens of phone calls. Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. Table of Contents.

Fair Debt Collection 53

Fair Debt Collection Third-party Debt Collectors Collections Debt collector 53

Account Recovery

SEPTEMBER 16, 2024

Judge Dismisses 2 of 3 Claims in FDCPA Suit Over HOA Debt A District Court judge in Missouri has partially dismissed a Fair Debt Collection Practices Act lawsuit against a collection attorney, leaving only one claim to proceed while dismissing others. Read on to hear what the experts have to say this week.

Fair Debt Collection 130

Fair Debt Collection Lawyers Law Firms Collections 130

Collections Law

OCTOBER 21, 2024

Cohen & Associates LLC, our commercial collections lawyers have more than 50 years of combined experience. They have dedicated their practice to collecting commercial debts in Massachusetts. It sets the standard for ethical collection methods. Massachusetts Fair Debt Collection Practices Act (MGL c.93,

Commercial Collection 52

Commercial Collection Collections Fair Debt Collection Lawyers 52

Credit Corp

AUGUST 31, 2021

Getting calls from debt collectors can be frustrating and even confusing. That’s even truer when someone is contacting you about an old debt you forgot about, thought was long resolved, or didn’t know about in the first place. Can a debt collector collect after 10 years, for example?

Debt collector 75

Debt collector Collections Collection Agencies Collections Agency 75

FFGN COLLECT NY

DECEMBER 15, 2021

If the individual owner or tenant owes the receivable and you seek payment from the individual through a debt collector , the CFPB will have a watchful eye. The CFPB is a federal agency designed to ensure that financial companies including debt collectors treat all consumers fairly. Use obscene or profane language.

Debt collector 98

Debt collector Collections Fair Debt Collection Collection Agencies 98

Credit Corp

MARCH 12, 2025

Dealing with credit card debt is challenging, let alone facing a debt lawsuit.If If you find yourself being sued by a debt collector, you may wonder how to get a credit card lawsuit dismissed. Unfortunately, as consumer debt rises, lawsuits are becoming more and more common. An estimated 2.5

Debt collector 52

Debt collector Credit Card Debt Creditors Bankruptcy 52

Collections Law

FEBRUARY 26, 2025

Cohen & Associates LLC, our aggressive and relentless commercial collections attorneys have more than 60 years of combined experience helping Massachusetts business owners collect their unpaid debts. Mistake #4: Ignoring legal requirements Massachusetts has specific laws governing debt collection practices.

Collections 52

Collections Commercial Collection Lawyers Fair Debt Collection 52

Collection Industry News

SEPTEMBER 2, 2024

The Fair Debt Collection Practices Act (FDCPA) serves as a foundational piece of legislation protecting consumers from abusive debt collection practices. For businesses looking to streamline their debt collection process, adhering to FDCPA guidelines is essential for long-term success.

Fair Debt Collection 40

Fair Debt Collection Debt collector Collections Acquisition 40

PDC Flow

FEBRUARY 27, 2025

Collection agencies must follow regulations strictlyor youll find your business in jeopardy. Compliance can be even harder when scammers actively try to disrupt your debt collection practices through call baiting. Why is call baiting done and what can debt collectors do to prevent the practice?

Collections 52

Collections Debt collector Debtor Fair Debt Collection 52

Sawin & Shea

FEBRUARY 9, 2021

When you’re deeply in debt, it feels as if debt collectors are always at your heels, grabbing at you for money. Bankruptcy finally frees you from this burden and allows you to shed old debt. But certain debts just refuse to die. This is called zombie debt. This is called zombie debt. Don’t Panic.

Debt collector 98

Debt collector Bankruptcy Creditors Fair Debt Collection 98

Debt Collection Answers

MARCH 18, 2016

Under the federal Fair Debt Collection Practice Act, a debt collector generally is a person or a company that regularly collects debts owed to others, usually when those debts are past-due. Debt collectors include collection agencies or lawyers who collect debts as part of their business.

Debt collector 40

Debt collector Fair Debt Collection Collection Agencies Collections Agency 40

Taurus Collect

FEBRUARY 1, 2024

That’s where a debt collections service steps in—a critical intermediary that takes on the task of pursuing delinquent accounts to ensure that owed funds are recovered. Introduction Debt collectors, often viewed with a mix of apprehension and uncertainty, play a significant role in the credit economy.

Debt collector 52

Debt collector Debtor Creditors Collection Agencies 52

Credit Corp

JANUARY 21, 2021

A collections notice shows up, a debt collector starts calling or you find a negative report on your credit history, but you know you paid the account in question. Can you sue a company for sending you to collections for money you didn’t owe? How Do You Sue a Collection Agency or Other Creditor? It happens.

Collections 116

Collections Creditors Fair Debt Collection Law Firms 116

Sawin & Shea

JUNE 25, 2020

Bankruptcy Code, Telephone Consumer Protection Act (TCPA), The Fair Credit Reporting Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA) all prohibit certain types of creditor behavior and are tools for consumers to use to fight back against unscrupulous debt collectors.

Creditors 119

Creditors Bankruptcy Debtor Fair Debt Collection 119

Sawin & Shea

AUGUST 24, 2020

Debt negotiation means your creditor has agreed to accept less than the full amount of your debt as payment– it also means debt collectors can’t harass you for your payments. Debt settlement with the wrong organization or a scam can destroy your credit. What do you need to keep in mind though?

Chapter 13 bankruptcy 98

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Debt collector 98

Troutman Sanders

SEPTEMBER 7, 2023

The Seventh Circuit Court of Appeals recently affirmed a district court’s dismissal of a suit holding that the plaintiff had not suffered a concrete injury, and therefore, lacked standing to assert a claim under the Fair Debt Collections Practices Act (FDCPA). The bank sold the debt to the defendant creditor. In Choice v.

Lawyers 52

Lawyers Law Firms Fair Debt Collection Creditors 52

Indiana Consumer Law Group

OCTOBER 13, 2017

The Complaint alleged that Ryan Dillon and Dillon Legal Group sent a collection letter to an Indiana consumer that failed to comply with the Fair Debt Collection Practices Act because it misrepresented the consumer’s rights under the Act. If so, contact us here. Continue reading.

Debt collector 40

Debt collector Fair Debt Collection Judgment Lawyers 40

Collection Industry News

APRIL 25, 2023

A debt doesn’t generally expire or disappear until its paid, but in many states, there may be a time limit on how long creditors or debt collectors can use legal action to collect a debt. Some debts, though, such as federal student loans don’t have a statute of limitations.

Debt collector 40

Debt collector Collections Fair Debt Collection Student loans 40

The Kaplan Group

AUGUST 29, 2021

Unfortunately, debt collector harassment is a serious issue that affects many people. Most people go into debt with genuine intentions to pay it back or because we had recently gone through an unexpected event. After all, being reminded that you still have outstanding debts can be overwhelming in itself.

Debt collector 52

Debt collector Collections Fair Debt Collection Debtor 52

FDCPA Defense

AUGUST 19, 2013

291 (1995), lawyers have known that if they seek to collect consumer debts for clients – even when doing so through litigation – they might qualify as a "debt collector" under the Fair Debt Collection Practices Act, 15 U.S.C. Beginning in 1995, when the Supreme Court issued Heintz v.

Law Firms 40

Law Firms Lawyers Collections Debt collector 40

Troutman Sanders

AUGUST 10, 2020

In response, Viernes filed a class action lawsuit against DNF for its failure to register as a debt collector with the state of Hawaii. Per Viernes, by failing to register, DNF violated both state law and the Fair Debt Collection Practices Act (FDCPA). That cannot be.”. See, e.g. , Buhler v. 2:19-cv-00814 (D.

Judgment 52

Judgment Debt collector Lawyers Fair Debt Collection 52

Indiana Consumer Law Group

SEPTEMBER 7, 2016

The lawsuit, which has been filed in the United States District Court for the Southern District of Indiana, alleges that Sottile & Barile, LLC sent the plaintiff a collection letter on November 6, 2015 that inaccurately advised the consumer of his rights under the Fair Debt Collection Practices Act (“FDCPA”).

Debt collector 40

Debt collector Fair Debt Collection Law Firms Lawyers 40

Indiana Consumer Law Group

MARCH 11, 2017

I speak with a lot of Indiana consumers, and harassing debt collection calls are one of the things I hear about over and over again. The Fair Debt Collection Practices Act (FDCPA) provides boundaries for debt collectors’ telephone communications when attempting to collect a debt.

Debt collector 40

Debt collector Collections Fair Debt Collection Lawyers 40

FFGN COLLECT NY

DECEMBER 11, 2023

An experienced legal professional knows that any misstep during debt collection can lead to serious legal repercussions. To collect debt for a client, New York attorneys must understand and implement ethical practices during debt collection. Be clear and respectful.

Collections 52

Collections Debtor Fair Debt Collection Lawyers 52

Indiana Consumer Law Group

DECEMBER 30, 2017

Sandlin and Sandlin Law Group PC alleges that it was a violation of the Fair Debt Collection Practices Act to attempt to collect attorney fees that were not owed. The Fair Debt Collection Practices Act, or FDCPA, prohibits a debt collector from attempting to collect ANY amount that is not owed by the consumer.

Fair Debt Collection 40

Fair Debt Collection Debt collector Lawyers Collections 40

Sawin & Shea

FEBRUARY 16, 2021

Federal law limits debt collection efforts and makes it clear that creditors are breaking the law under certain circumstances. Creditors are governed by the Fair Debt Collection Practices Act. Many collection companies, however, skirt these rules and do not comply.

Collections 52

Collections Bankruptcy Creditors Fair Debt Collection 52

Better Credit Blog

JULY 14, 2020

Consumers claim that they are guilty of certain Fair Debt Collection Practices Act (FDCPA) infractions, including attempting to collect inaccurate debts and failing to respond to debt validation requests. You don’t need to be a lawyer to become aware of your rights as a consumer. Know Your Rights.

Debt collector 57

Debt collector Collection Agencies Collections Agency Fair Debt Collection 57

National Service Bureau

JUNE 18, 2015

The Fair Debt Collection Practices Act was passed in 1977 to outline the ways in which consumers can be contacted by collection agencies. First, who is a debt collector? First, who is a debt collector? Who is NOT a debt collector? Who falls into this category according to §803? “(A)

Debtor 40

Debtor Debt collector Collection Agencies Collections Agency 40

FDCPA Defense

APRIL 17, 2019

Few things are more fundamental in the law than the principle that a lawyer owes a duty of loyalty to the client, a duty to be vigorous advocate within the bounds of the law, and a duty to maintain the client’s confidences and preserve the attorney-client privilege. Clients expect this of their attorneys, as they should. It makes no sense.

Lawyers 40

Lawyers Creditor's Rights Law Firms Creditors 40

Troutman Sanders

JANUARY 31, 2023

Federal courts across the country continue to divest themselves of Fair Debt Collection Practices Act (FDCPA) cases following the Supreme Court’s salient Article III standing decision in TransUnion LLC v. Litigation, and consulting a lawyer,” the court found, “is a cost in any litigation and. In Simpson v.

Debt collector 52

Debt collector Fair Debt Collection Lawyers Collections 52

Debt Free Colorado

APRIL 1, 2021

Also, it’s a violation of the Fair Debt Collection Practices Act (FDCPA) for a third party debt collector to disclose information about your debts to others. Your email has the word attorney in it, but why don’t you identify yourself as a lawyer in your signature? Attorney at Law?

Law Firms 75

Law Firms Third-party Debt Collectors Lawyers Loans 75

Indiana Consumer Law Group

NOVEMBER 26, 2016

The lawsuit, which has been filed in the United States District Court for the Southern District of Indiana, alleges that Blatt, Hasenmiller, Liebsker & Moore filed a debt collection lawsuit against the Indiana consumer in the wrong county and thereby violated the Fair Debt Collection Practices Act (“FDCPA”).

Debt collector 40

Debt collector Judgment Fair Debt Collection Law Firms 40

Troutman Sanders

DECEMBER 11, 2020

collection efforts concerning your account.” § 1692e(2)(a), and further prohibits the use of any false representation or deceptive means to collect or attempt to collect a debt. 15 U.S.C. § § 1692e(10).

Fair Debt Collection 52

Fair Debt Collection Debtor Debt collector Lawyers 52

Better Credit Blog

JANUARY 27, 2021

BC Services is a third-party debt collector that has been hired by a healthcare provider to whom you owe money to get you to make payments on a debt. You will likely hear from them if you have an outstanding debt from a hospital or medical professional. Who is this company? How did they get my information?

Debt collector 52

Debt collector Third-party Debt Collectors Fair Debt Collection Collections 52

Debt Free Colorado

JUNE 18, 2024

Quick Summary: Chapter 7 bankruptcy allows individuals to discharge most unsecured debts. Creditor harassment is any aggressive or threatening communication from a debt collector. Wage garnishment is a legal procedure where a creditor obtains a court order to withhold part of your earnings from your paycheck to repay a debt.

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Creditors Garnishment Unsecured Debt 52

Collection Industry News

SEPTEMBER 23, 2020

. • Debt collection cases have claimed an increasing share of the civil docket, making up about 30% of the civil court caseload in the one state where comprehensive data was available. • The dollar value of claims filed annually by debt buyers increased from $6 billion in 1993 to $98 billion in 2013. Finding flaws in the claim.

Collections 40

Collections Debt collector Chapter 13 bankruptcy Chapter 7 bankruptcy 40