Roths Child Law

NOVEMBER 7, 2020

Defendant debt collector Santander Consumer USA Holdings ultimately prevailed because it was not collecting money on behalf of a third party. Debt obtained from bankrupted finance company. Santander bought the debt from a financier going through bankruptcy, which made Santander the owner of the debt.

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Direct Recovery

JULY 31, 2024

That means that anything that is too far gone for you to collect on your own is also going to be too far gone for a commercial debt collection agent to pursue. They will also be unable to pursue any debts that aren’t legitimate with solid documentation.

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Direct Recovery

FEBRUARY 7, 2021

In what is supposed to be an increase in protections offered to consumers, an updated version of the Fair Debt Collection Practices Act (FDCPA) was passed in the fall of 2020 that brings that iconic piece of legislation up to date with modern forms of communication. Remember the Original FDCPA Rights.

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Collection Industry News

DECEMBER 19, 2023

The Consumer Financial Protection Bureau (CFPB) today took action against a medical debt collector, Commonwealth Financial Systems, for illegally trying to collect unverified medical debts after consumers disputed the validity of the debts. WASHINGTON, D.C. – Read today’s order. Along with the U.S.

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FFGN COLLECT NY

JUNE 14, 2023

First, if either the collection agency or collection law firm engage in collecting debt from consumers for personal, household, or medical debts, they are subject to the Fair Debt Collection Practices Act (FDCPA).

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Collection Industry News

APRIL 2, 2024

The claim: It is illegal for collection agencies to buy debt and ‘come after you’ if you send a cease-and-desist letter A March 27 Facebook post (direct link, archive link) offers advice for consumers facing debt collection. “It Now they owe you 1000 for every time they contacted you.”

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Better Credit Blog

OCTOBER 5, 2020

Today, we’ll walk you through all the details you need to know about Penn Credit and debt collectors in general so you can have them taken off your report in no time. Penn Credit Corporation is a legitimate debt collector , one that is headquartered in Harrisburg, Pennsylvania. Get your debt validated.

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Better Credit Blog

APRIL 1, 2022

Instead, you now owe the money to the third-party debt collector. If the entry is listed as a “collection” or it’s simply listed as “delinquent,” you’re more than likely going to have to deal with Capital One as the debt collector. Why would this kind of debt settlement work?

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Better Credit Blog

OCTOBER 7, 2020

Debt collectors can be a nuisance, and their effects on your credit score are even worse than their constant calls. It might seem like paying off your debt is the best method for getting a collections agency like AMCOL off your report, but that could do more harm than good. Ask for Proof with a Debt Validation Letter.

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Credit Management Company

MAY 3, 2022

Debt collectors are not allowed to threaten or harass. Debt collectors cannot tell any third parties about someone’s debt. If collectors are told in writing to stop, they cannot contact the consumer. What has changed is the way debt collectors can communicate while following all these rules.

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Credit Corp

NOVEMBER 9, 2020

Knowing illegal debt collection practices can help identify when you’re being treated unfairly. The Fair Debt Collection Practices Act is a federal law that protects consumers against certain unfair collection practices. It does not come into play for creditors collecting their own debts.

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FDCPA Defense

SEPTEMBER 26, 2017

Can a bank be sued for acting as a “debt collector” under the California Rosenthal Act? You are probably tempted to answer “yes” it can, because you know the Act defines a “debt collector” to include an entity that is collecting on behalf of itself or on behalf of third parties. Code § 1788.2(c)

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Collection Industry News

NOVEMBER 6, 2020

On Friday, the bureau issued its final rule to restate and clarify prohibitions on harassment and abuse, false or misleading representations, and unfair practices by debt collectors when collecting consumer debt. The entire new rule can be downloaded on this website.

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Better Credit Blog

AUGUST 14, 2020

Another awesome benefit of the Fair Debt Collection Practices Act, debt collectors must present proof of the debt they claim you owe if you request it within 30 days. Since these agencies are third-party debt collectors, they don’t always have all of their debts on record.

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True Accord

OCTOBER 11, 2022

What are the major laws and regulations lenders need to know that govern debt collection (and debt collection service providers)? Steve Zahn [SZ] : Right off the bat, obviously the Fair Debt Collection Practices Act, or the FDCPA, is the major law lenders need to know about for debt collection.

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Better Credit Blog

NOVEMBER 17, 2020

The company is affiliated with Capio Partners, another collections agency, so you may see an entry referencing both agencies on your report. Sometimes, debt collectors are employed by businesses to call, send letters, and process payments from customers with late payments. How Does MBA Law Offices/Capio Work?

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Better Credit Blog

OCTOBER 30, 2020

Send a Debt Validation Letter. The FDCPA gives you 30 days to get your debt validated, a benefit you should absolutely take advantage of. The law states that debt collectors cannot seek repayment for a debt without providing evidence if it is requested. Work with a credit repair company. Bankruptcy. Identity fraud.

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Better Credit Blog

APRIL 1, 2022

Also, others cited that Credence did not remove the collection from their credit reports after the creditor negotiated an agreement with them. The Fair Debt Collection Practices Act provides several protections from collection agencies, so it is important to know your rights. Send a Debt Validation Letter.

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Better Credit Blog

OCTOBER 14, 2020

When you miss a payment, your service provider or lender will attempt to collect on the debt you owe them on their own for a time. If their attempts are unsuccessful, they may employ the services of a debt collector like AFS or sell them your debts. This law is made to protect you and keep debt collectors in check.

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Better Credit Blog

OCTOBER 2, 2020

If you’re wondering how best to proceed with a debt collector like AWA, we’ve got you covered. What Is AWA Collections? AWA Collections isn’t a well-known name, but it is a legitimate one. AWA is a small debt collector that has been operating since 1993, according to its BBB profile. Third-party collections.

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Better Credit Blog

AUGUST 31, 2020

ConServe is a debt collection agency that may contact you regarding unpaid debts. They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead.

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Better Credit Blog

SEPTEMBER 23, 2020

When debt reaches collections, it can hurt your credit score and leave you on the receiving end of seemingly nonstop phone calls and letters. If the name on your credit report and voicemails is Allied Collection Service, we can help. What Is Allied Collection Service? Demand Evidence of the Debt.

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Better Credit Blog

SEPTEMBER 21, 2020

Ask for Proof of the Debt. You could be contacted about a debt you’ve already paid or one that was never yours, to begin with. The Fair Debt Collection Practices Act safeguards you here, requiring collections agencies to verify your debt by providing documentation of it before they can collect.

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Better Credit Blog

OCTOBER 5, 2020

This strategy is worth trying regardless of whether the debt belongs to you or not. Sometimes, companies don’t have the documentation they need to see their collections attempts through. You’ve got 30 days from AT&T Collections’ first call or letter to submit a debt validation letter.

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Better Credit Blog

AUGUST 25, 2020

Collection entries do both short term and long term damage to your score, staying on your report for seven years, whether you make a payment or not. With the solutions below, you can get a debt collector off your call list and your credit report in a few weeks’ time. Here’s how: Submit a debt validation letter.

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Better Credit Blog

NOVEMBER 4, 2020

If Resurgent Capital Services is on your credit report as a collections entry, it’s important to get them deleted, ASAP. In the guide below, we’ll show you the ins and outs of dealing with debt collectors and provide you with a few surefire strategies for getting RCS off your report. What Is Resurgent Capital Services?

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Better Credit Blog

FEBRUARY 2, 2021

When you cancel service with an outstanding balance or fall behind on your power payments, your provider will make several attempts to collect payments from you. If they are unsuccessful, your debt will go into collections, which can have a significant impact on your credit report. The best part? Owe BGE $250? Judgments.

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Better Credit Blog

NOVEMBER 5, 2020

When you forget to pay a bill on a loan, credit card, or medical debt, and the original lender or provider is unsuccessful at getting you to pay your debt, they turn to debt collectors like RMS. They buy your debt for pennies on the dollar. Ask RMS for Proof the Debt is Yours. Use a credit repair company.

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Better Credit Blog

FEBRUARY 4, 2021

Are hired to help the original lender collect the debt. When a collections agency gets ahold of your debt, it can mean lots of phone calls and letters for you. Many consumers looking to cut ties with debt collectors simply pay off their debt, assuming it will get removed from their credit report.

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Better Credit Blog

AUGUST 31, 2020

The company is the collections division of Med A/Rx, specializing in accounts receivable management and collections in the healthcare industry. When your bills go unpaid for a few months, they may be turned over to a debt collections agency like PMAB LLC. It could solve all of your collections problems, free of charge.

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Better Credit Blog

DECEMBER 29, 2020

They are a third-party debt collector and auto loan financer out of California. They are aggressive, and they will not stop unless you pay them or remove their account from your collection account. We can help you remove their collection account from your credit report. Ask Them for Debt Validation.

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Better Credit Blog

SEPTEMBER 17, 2020

Demand Proof of the Debt. The Fair Debt Collection Practices Act provides you with yet another advantage, the ability to ask collections agencies to provide validation that you owe what they claim you do. Hire a Professional to Help Out with A1 Collections. No one likes dealing with debt collectors.

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Better Credit Blog

FEBRUARY 5, 2021

When you get behind on payments, the person lending you money or providing services may turn your debt over to a debt collector. Collections entry added to your report for 7 years. Calls and letters from collections agencies. Some businesses have their own collections department that handles delinquent accounts.

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Better Credit Blog

JANUARY 27, 2021

BC Services is a third-party debt collector that has been hired by a healthcare provider to whom you owe money to get you to make payments on a debt. You will likely hear from them if you have an outstanding debt from a hospital or medical professional. Debt collectors are tough eggs to crack.

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Better Credit Blog

FEBRUARY 19, 2021

While you may be questioning their legitimacy, DCM services is a credible debt collection agency. Headquartered in Minneapolis, Minnesota, the agency has a slightly different focus than other debt collectors. They collect on debts in numerous industries, such as: Auto. Arrange a Pay-for-delete Agreement.

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Better Credit Blog

OCTOBER 19, 2020

Account Control Technology is a debt collector, and if they’re contacting you, it means you probably let a payment slip through the cracks. Confronting a collections agency about your debt can be stressful, especially when you’re receiving countless calls and constant messages from them. We’ll show you what does below.

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Better Credit Blog

OCTOBER 19, 2020

Account Control Technology is a debt collector, and if they’re contacting you, it means you probably let a payment slip through the cracks. Confronting a collections agency about your debt can be stressful, especially when you’re receiving countless calls and constant messages from them. We’ll show you what does below.

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