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Dealing with Debt Collectors

Debt Free Colorado

In this article we will answer the question: What can debt collectors do to you? Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states.

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Texas A&M Journal of Property Law CFP for consumer law symposium

Public Citizen

.  In addition, the Symposium welcomes discussion over the recent decision by the Uniform Law Commission to address debt collection efforts by third-party debt collectors or buyers based on default judgments.    Selected papers are due after the Symposium on June 4, 2021.   

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Can a Collection Agency Report to the Credit Bureau Without Notifying You?

Credit Corp

The Fair Debt Collection Practices Act is a federal law that protects consumers against certain unfair collection practices. It applies to only external or third-party debt collectors and only for personal debts. It does not come into play for creditors collecting their own debts. or after 9 p.m.

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New York Enacts Consumer Credit Fairness Act, Amending Civil Practice Law and Rules and the Judiciary Law

Troutman Sanders

The Act amends provisions of New York’s Civil Practice Law and Rules, commonly referred to as the CPLR, and the Judiciary Law to require original creditors and third-party debt collectors to include certain information and documents when filing and prosecuting debt collection actions.

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Court Grants Partial Summary Judgment in FCRA Case Based on Statute of Limitations

Troutman Sanders

The defendant, Preferred Collection & Management Services (Preferred Collection), is a third-party debt collector. In partially granting summary judgment in favor of Preferred Collection, the court noted that the two-year statute of limitations in FCRA Section 1681p applies to Fowler’s claims.

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How To Remove MBA Law Offices/CAPIO from Your Credit Report

Better Credit Blog

Sometimes, debt collectors are employed by businesses to call, send letters, and process payments from customers with late payments. Other times, collection agencies buy your debt outright from the company you owe. As a third-party debt collector, MBA might not have the info it needs to validate your debt.

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How To Remove Ad Astra Recovery Services, Inc. From Your Credit Report

Better Credit Blog

Send a Debt Validation Letter. The FDCPA gives you 30 days to get your debt validated, a benefit you should absolutely take advantage of. The law states that debt collectors cannot seek repayment for a debt without providing evidence if it is requested. Work with a credit repair company. Bankruptcy. Identity fraud.