Account Recovery

MARCH 4, 2025

First, they allegedly misrepresented themselves as attorneys or members of a law firm. Second, the FTC claims they violated the Fair Debt Collection Practices Act by failing to disclose that they were acting as debt collectors and by making threats arrest, property liens, and wage garnishment that they could not legally enforce.

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Account Recovery

MARCH 10, 2025

ROBBIN LAW: After the New York Attorney General Letitia James (NYAG) recent crack downs on debt collectors violations of New Yorks Exempt Income Protection Act (EIPA), the NYAG has provided debtors with a guide on their rights under the EIPA. More details here. WHAT THIS MEANS, FROM JACQUELYN DICICCO OF J.

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Account Recovery

FEBRUARY 18, 2025

Merchant of the District Court for the Eastern District of New York issued the ruling, determining that the plaintiff failed to establish sufficient connections between the law firm and the state of New York to justify her authority over the defendant. Read on to hear what the experts have to say this week. More details here.

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Consumer Financial Services Law

MARCH 27, 2018

5082, officially known as the “Practice of Law Technical Clarification Act of 2018,” to the full House of Representatives. Dunn The House Financial Services Committee voted 35-25 on March 21, 2018 to advance H.R.

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Account Recovery

OCTOBER 7, 2024

As the court observed, the percentage of the law firm’s business devoted to collections had little bearing on whether it “regularly” collected debts on behalf of another and the lack of record evidence bearing on that point was no grounds for granting the law firm summary judgment. More details here.

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Debt collector Law Firms Fair Debt Collection Student Loans 130

Debt Free Colorado

APRIL 1, 2021

That said, let me walk you through all the elements of this particular email that tip it off as a scam: From: Sherrill Green <SherrillGreen@outlook.com> Wait, the prestigious “Webster Law Firm” doesn’t have it’s own domain and you’re using a generic outlook.com account? Attorney at Law?

Law Firms 75

Law Firms Third-party Debt Collectors Lawyers Loans 75

Account Recovery

JUNE 27, 2023

I think this might be something along the lines of adding insult to injury … Three months after a different Appeals Court upheld an award to a debt collector of $50,000 in attorney’s fees, another Appeals Court has affirmed the award of $19,651 to the collector after it was accused by a law firm of […]

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Account Recovery

SEPTEMBER 9, 2024

In this case, a credit-reporting agency defending an FCRA case issued subpoenas to a consumer law firm to determine whether that firm was acting as a credit-repair organization and to learn about its process for creating and sending dispute letters on behalf of consumers. The FDCPA is a strict liability statutory law.

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Law Firms Fair Debt Collection Debt collector Judgment 130

Public Citizen

DECEMBER 16, 2021

From a Federal Trade Commission press release : A group of phantom debt collectors will be permanently banned from the debt collection industry and required to surrender the contents of numerous bank and investment accounts under the terms of a settlement  with the Federal Trade Commission.

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Debt collector Law Firms Trade Judgment 74

The McHughes Law Firm

APRIL 30, 2020

By Phone (If The Firm Remains Open For Employees): You may call (501) 376-9131 and tell the receptionist you wish to make a payment. To have someone else make a payment for you, you must give verbal or written permission to the McHughes Law Firm, PLLC that the designated person has your permission to obtain your account information.

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Account Recovery

SEPTEMBER 26, 2024

The background: The defendant filed an eviction lawsuit against the plaintiff on behalf of a landlord in April 2022.

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Fair Debt Collection Law Firms Debt collector Judgment 130

FFGN COLLECT NY

JUNE 14, 2023

When a debtor owes a creditor money and the creditor is seeking assistance collecting the amount owed, the creditor can either use a collection law firm or a collection agency. Law firms and collection agencies serve the same purpose initially.

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Law Firms Collection Agencies Collections Agency Third-party Debt Collectors 52

Account Recovery

APRIL 2, 2021

The Court of Appeals for the Fifth Circuit has upheld a ruling in favor of a credit repair organization that was sued by a debt collector for allegedly perpetrating a fraud by failing to disclose it was sending letters to the collector in its clients names and on their behalves, ruling that the collector did … The post Appeals Court Affirms Ruling (..)

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Debt collector Law Firms 189

Turbo Recovery

NOVEMBER 20, 2018

When you struggle to collect outstanding debts, you are putting a bandage over an issue that needs professional treatment. An experienced debt recovery agency and law firm can diagnose the problems in your collections process and offer a solution for your outstanding debt. “We first appeared on Point Law.

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FFGN COLLECT NY

DECEMBER 15, 2021

If the individual owner or tenant owes the receivable and you seek payment from the individual through a debt collector , the CFPB will have a watchful eye. The CFPB is a federal agency designed to ensure that financial companies including debt collectors treat all consumers fairly. Use obscene or profane language.

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Debt collector Collections Fair Debt Collection Collection Agencies 98

FDCPA Defense

AUGUST 19, 2013

291 (1995), lawyers have known that if they seek to collect consumer debts for clients – even when doing so through litigation – they might qualify as a "debt collector" under the Fair Debt Collection Practices Act, 15 U.S.C. Other factors also weigh against a finding that Wadas is a "debt collector."

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Troutman Sanders

FEBRUARY 1, 2022

District Court for the Southern District of California, granting summary judgment in favor of a debt collector in a Fair Debt Collections Practices Act (FDCPA) case. In doing so, it held that a collection letter, which indicated that the debtor could only dispute the underlying debt in writing, violated the FDCPA.

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Debt collector Judgment Fair Debt Collection Debtor 59

Turbo Recovery

JANUARY 17, 2017

Whether this is a one-time issue or an ongoing occurrence, you need to be aware of how to handle these situations and when it’s time to place your uncollected debt with our professional debt collection agency and law firm. Why Does My Business Need a Debt Collection Agency / Law Firm?

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Consumer Financial Services Law

JANUARY 23, 2017

The CFPB recently issued its third consent order involving a debt collection law firm and appears to be expanding its interpretation of “meaningful involvement”. The consent order requires the firms to pay $$577,135 in restitution to consumers, engage in remediation of their business practices, and pay a $78,800 civil penalty.

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Law Firms Collections Debt collector 40

Credit Corp

JANUARY 21, 2021

A collections notice shows up, a debt collector starts calling or you find a negative report on your credit history, but you know you paid the account in question. Find out more about what the law says about your rights when it comes to protecting your credit history. It happens. appeared first on Credit.com.

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Credit Corp

MARCH 6, 2023

[ Disclosure: Lexington Law Firm advertises on Credit.com and Credit.com may receive compensation if you sign up for credit repair services with Lexington Law Firm.] Say Goodbye to Debt Collectors Calls from debt collectors can be annoying at best.

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FDCPA Defense

FEBRUARY 20, 2012

Does the Consumer Financial Protection Bureau (CFPB) have the power to tell debt collectors to turn over their attorney-client privileged communications? Thus, the Bureau effectively believes it can obtain the privileged documents of any debt collector in the country. The answer may depend on who you ask. See Docket No.

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Consumer Financial Services Law

APRIL 16, 2018

Guynn defaulted on his Bank of America credit card in 2013, and in 2016 the account was referred to a law firm for collection. As an affirmative defense, the law firm asserted bona fide error. Pre-Suit Review Prior to filing suit, the law firm employed a checklist to ensure that all FDCPA requirements had been met.

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Collection Industry News

OCTOBER 12, 2020

“The CFPB is actively working to protect consumers from illegal actions of debt collectors,” CFPB Director Kathleen L. We will continue to monitor the financial marketplace, as well as consumer complaints received, in order to ensure that we identify and take action against debt collectors who are violating the law.”.

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Collection Industry News

DECEMBER 21, 2020

Last week, the CFPB issued a Consent Order against a New Jersey based debt-collection agency (Agency) over allegations that the Agency regularly violated the FDCPA and the CFPA in the course of their collection activity.

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Debt collector Debtor Judgment Law Firms 40

Better Credit Blog

NOVEMBER 17, 2020

MBA Law Offices isn’t a name you’ve likely encountered outside of your credit report, but they are a legitimate company. Bluhm and Associates, the small debt collection agency/law firm is located in Texas and collects medical debts across the country. How Does MBA Law Offices/Capio Work?

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Debt collector Collection Agencies Collections Agency Third-party Debt Collectors 84

Credit Corp

SEPTEMBER 12, 2023

If you have a lot of inaccurate collection accounts on your report, you might need help from a credit repair firm like Lexington Law Firm. If the debt collector made an error: If you suspect the debt collection agency made a mistake, like if you see a debt you don’t recognize, you’ll need to confirm the debt belongs to you.

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Collections Collection Agencies Collections Agency Credit Bureau 92

UK debt collections

FEBRUARY 9, 2022

The benefits and reasons to work with a Debt Collection Agency are endless but we have tried to highlight the main ones here. Low Cost solution for unpaid debts. The well trodden path of litigation and using law firms is long gone. Any Professional Debt Collection firms will have a clearly laid out pricing structure.

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Collection Agencies Collections Agency Collections Collection Agent 114

Mich Bankruptcy Blog

APRIL 28, 2019

For many, the term “debt collection” calls to mind threatening letters and harassing, late-night phone calls.

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Account Recovery

SEPTEMBER 16, 2024

This case is a good reminder that when seeking to collect against third parties under the FDCPA, law firms and collection agencies should remember to include the initial disclosures to anyone who they plan to hold responsible for the debt. More details here.

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Fair Debt Collection Lawyers Law Firms Collections 130

Better Credit Blog

APRIL 3, 2022

Portfolio Recovery will buy old debt for pennies on the dollar. By purchasing old debt, Portfolio Recovery becomes the debt collector, gambling that it can collect on the debt and make a profit. When you hear from Portfolio Recovery (or any other debt collector), let the agency know that you know your rights.

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Debt collector Collection Agencies Collections Agency Garnishment 87

Consumer Finance Watch

SEPTEMBER 16, 2022

Wayne Streibich, Diana M. Eng, and Andrea M.

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Consumer Finance Watch

AUGUST 19, 2022

Wayne Streibich, Diana M.

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Troutman Sanders

NOVEMBER 16, 2023

That same day, the landlord responded to the plaintiff via email informing her that her case was with the defendant collection firm who was copied on the email. The plaintiff then sent an email to the defendant’s collection law firm stating: “[p]lease add to case file thank you.”

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Law Firms Judgment Fair Debt Collection Debt collector 52

Troutman Sanders

JUNE 28, 2022

The creditor referred the account to a law firm, which served the consumer with a collection suit and obtained a default judgment for the balance. The law firm sent four post-judgment collection letters, demanding the $4,225.74 The consumer filed suit against the law firm that sent the collection letters in the U.S.

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Collection Industry News

OCTOBER 27, 2020

The post CFPB settles lawsuit filed against debt collectors and debt buyers for alleged violations of CFPA, FDCPA, and 2015 consent order appeared first on Collection Industry News. Article by Alan S.

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Public Citizen

OCTOBER 24, 2020

  In addition, the Symposium welcomes discussion over the recent decision by the Uniform Law Commission to address debt collection efforts by third-party debt collectors or buyers based on default judgments.    Selected papers are due after the Symposium on June 4, 2021.   

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