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Avoiding Common Debt Collection Pitfalls

Burt and Associates

Always ensure a solid paper trail, including the original debt agreement, communication logs, payment history, and other documents. Stay Compliant with Regulations Debt collection laws like the Fair Debt Collection Practices Act (FDCPA) are there to protect both you and the debtor.

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Avoiding Common Debt Collection Pitfalls

Burt and Associates

Always ensure a solid paper trail, including the original debt agreement , communication logs, payment history, and other documents. Stay Compliant with Regulations Debt collection laws like the Fair Debt Collection Practices Act (FDCPA) are there to protect both you and the debtor.

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How Often Do Debt Collection Agencies Take You To Court? 5 Things to Know

Taurus Collect

Alternatives To Court Dealing with a debt collection agency can be stressful and overwhelming. However, there are alternatives to court that can help you settle your debt. One option is debt management plans, which allow you to make affordable monthly payments to your creditors.

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CFPB Annual Report on FDCPA Activities (2024)

Burt and Associates

After winning a court judgment absolving them of rental debt, one tenant found that the debt collector refused to remove the debt from their record, blocking them from securing new housing and impacting their credit. This move aims to prevent consumers from being harassed over debts they may no longer legally owe.

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CFPB Annual Report on FDCPA Activities (2024)

Burt and Associates

After winning a court judgment absolving them of rental debt, one tenant found that the debt collector refused to remove the debt from their record, blocking them from securing new housing and impacting their credit. This move aims to prevent consumers from being harassed over debts they may no longer legally owe.