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Put simply, a charging order ensures a creditor has a claim on the property, should the debt remain unresolved. A court may issue a charging order following a CCJ against the debtor this judgement would confirm the debt is valid and there is a legalright to enforce it.
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Collector practices: Some larger collectors may be more aggressive than others —they sometimes have access to more resources that help score and prioritize consumers with larger debt amounts. The debt collector could also get the court to put a lien on your property, like your house, if you don’t respond.
It’s important to research thoroughly before enrolling in a debt settlement program, according to the Federal Trade Commission. “Do Despite criticisms of these schemes, there are trustworthy companies out there that successfully settle debts for their customers. National Debt Relief won’t collect its cut of the money in advance.
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