Nexa Collect

JULY 1, 2020

In the event of an identity theft, the Federal Trade Commission states that you can “block those charges from appearing on your credit report. Two well known, and dreaded, causes of a falling credit score are bankruptcy and entering debt relief programs. Improving Your Credit Score.

Bankruptcy 130

Bankruptcy Lender Credit Unions Credit Unions 130

Better Credit Blog

APRIL 4, 2022

Therefore, you’re in a good position when you tell the debt collector you are aware of The FDCPA and that any violation will be documented and forwarded to the Federal Trade Commission (FTC) as well as the Consumer Financial Protection Bureau (CFPB) and your State Attorney General’s office. Try To Negotiate On Older Debts.

Debt collector 116

Debt collector Fair Debt Collection Collections Agency Collection Agencies 116

Debt Guru

JANUARY 27, 2021

If you’re feeling buried under the weight of multiple debts, a DMP might be the solution to escape the crush. How do I choose a debt management agency? The Federal Trade Commission recommends finding a reputable credit counseling organization that uses certified counselors trained in consumer credit and debt management.

Debt Management 52

Debt Management Unsecured Debt Debt Consolidation Creditors 52

Better Credit Blog

APRIL 6, 2022

You could also complain to the Federal Trade Commission on the FTC’s site. Eventually, consolidating your debt should lead to a better credit score, but the main goal is to better manage your debt. Debt Settlements. Alternatives to Credit Repair. Summary of The Top 5 Best Credit Repair Companies.

Debt settlement 105

Debt settlement Creditors Credit Counselor Loans 105

Credit Corp

JUNE 1, 2021

If you’ve found yourself in a situation where you’ve suffered real financial hardship and can not make even minimum payments, debt settlement may be an option. Debt settlement companies regulated by the Federal Trade Commission can help lower principal balances due through professional negotiation with creditors.

Student loans 74

Student loans Student Loans Loans Credit Card Debt 74

Troutman Sanders

FEBRUARY 21, 2024

The court’s orders bar the individuals and their companies from directly or indirectly engaging in telemarketing, debt relief services, and making any misrepresentations or unsubstantiated claims about any product or service. million in illegal upfront fees and used deceptive sales tactics to sign consumers up for debt relief services.

Financial services 52

Financial services Student loans Student Loans Financial Institution 52

Troutman Sanders

JUNE 7, 2022

Federal Activities: On June 3, the Federal Trade Commission (FTC) provided its annual report to the Consumer Financial Protection Bureau (CFPB) on its 2021 enforcement and related activities regarding the Truth in Lending Act (TILA), Consumer Leasing Act (CLA), and Electronic Fund Transfer Act (EFTA). State Activities.

Financial services 52

Financial services Education Trade Loans 52

Troutman Sanders

APRIL 19, 2021

On April 15, the Federal Trade Commission (FTC) announced the first enforcement action taken under the new COVID-19 Consumer Protection Act (COVID-19 CPA), which imposes monetary penalties on violators. The company was operating without registering as a debt settlement service provider as required by Minnesota law.

Financial services 52

Financial services Student loans Student Loans Financial Institution 52

Troutman Sanders

NOVEMBER 15, 2022

On November 10, the Federal Trade Commission (FTC) issued a policy statement, asserting its intention to renew and broadly apply its Section 5 authority under the FTC Act to challenge the “full array of anticompetitive behavior in the market.” For more information, click here.

Financial services 52

Financial services Student loans Student Loans Trade 52

Burt and Associates

FEBRUARY 3, 2025

The Rise in Business Borrowing The Global Findex Database reports that in 2021, nearly 45% of small businesses relied on credit to finance operations , with many turning to banks, alternative lenders, and trade credit. Trade Credit : Suppliers extend longer payment terms , leading to higher outstanding receivables.

Commercial Collection 52

Commercial Collection Collections Agency Collection Agencies Debt Recovery 52

Troutman Sanders

JULY 26, 2021

On July 20, the House of Representatives passed the Consumer Protection and Recovery Act, which aims to revive the Federal Trade Commission’s (FTC) authority to return money to consumers harmed by companies found to engage in deceptive practices. For more information, click here. For more information, click here.

Financial services 52

Financial services Student loans Student Loans Garnishment 52