Debtor Judgment Original Creditor 
FFGN COLLECT NY
DECEMBER 12, 2023
Is there a law in NYC that protects consumers and debtors from debt collecting agencies, businesses, and their attorneys? Overview of NYC Law on Debt Collection Most people might not be aware of it, but New York has some of the strictest regulations and laws regarding debt collection and debtor protection.
Troutman Sanders
FEBRUARY 1, 2022
District Court for the Southern District of California, granting summary judgment in favor of a debt collector in a Fair Debt Collections Practices Act (FDCPA) case. In doing so, it held that a collection letter, which indicated that the debtor could only dispute the underlying debt in writing, violated the FDCPA.
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Debt Free Colorado
FEBRUARY 21, 2022
The Fair Debt Collection Practices Act (FDCPA) does not apply to original creditors or cover company obligations. Under the UCCC, consumers can take legal action against debtors. The Colorado UCCC, in addition to the federal FDCPA, gives additional safeguards to original creditors, third-party debt collectors, and debt buyers.
Credit Corp
NOVEMBER 9, 2020
The name of the original creditor to whom the debt is owed. Sometimes, collectors may be allowed to make a claim if they have taken the consumer to court and received a court-approved judgment. The law: Collectors can call third parties such as family members, neighbors, friends, or co-workers only once to locate the debtor.
FDCPA Defense
AUGUST 22, 2016
Courts apply the very pro-consumer “least sophisticated debtor” standard when evaluating a collector’s communications, and most violations of the Act are “strict liability” – meaning the debtor can win the case without proving the collector intended to violate the statute. On appeal, the Ninth Circuit reversed.
Collection Industry News
MARCH 23, 2021
If you notify this office in writing within THIRTY (30) days of receiving this notice that this debt, or any portion thereof, is disputed, this office will obtain verification of the debt, or a copy of a judgment against you, and mail you a copy of such verification or judgment. This timely appeal followed. 3d 413, 418 (3d Cir.
Credit Management Company
AUGUST 9, 2022
A statement that if the consumer notifies the debt collector in writing within the 30-day period that the debt, or a portion of the debt, is disputed, the debt collector will obtain proof of the debt of a copy of the judgment against the consumer. Validating debt is just one step in the collections process.
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