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The District of Colorado granted partial summary judgment in favor of Lupia, and Medicredit appealed. In seeking summary judgment, Medicredit asserted that it “maintained a procedure to avoid contacting a debtor after receiving a letter from that debtor.” Rather, it found that Medicredit undoubtedly failed the third.
This can lead to more effective and efficient debt retrieval. Clear Communication: Whether dealing with debt collection in Kent or elsewhere, maintaining transparent communication with your debtor can facilitate smoother collection processes. Be sure to clearly communicate these terms to the debtor.
Court of Appeals for the Second Circuit recently held that a debt collector did not violate the federal Fair Debt Collection Practices Act (FDCPA) where it unintentionally sent a valid debt collection communication to a non-debtor. A collection firm obtained a default judgment over a debtor named “William J. Wagner, Jr.”
Retrieval Masters Creditor Bureau, Inc. , Even someone who is a “debt collector” under the statute must engage in some sort of prohibited conduct with respect to the debtor in order to be directly, as opposed to vicariously, liable under the FDCPA. Retrieval Masters Creditor Bureau, Inc., Goodman , 200 F.3d 3d 1057 (7th Cir.
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