Account Recovery
JANUARY 8, 2025
The Consumer Financial Protection Bureau yesterday announced it has filed a lawsuit against Experian, one of the nation’s largest credit reporting agencies, accusing it of systemic failures in handling consumer disputes. The suit could have widespread implications for credit reporting practices, debt collection, and consumer financial protections.
Credit Corp
JANUARY 8, 2025
Closing a credit card can hurt your credit score by shortening the average length of your credit history. The older the credit card is, the more its closure can hurt your credit score. If youre thinking about closing a credit card you havent used for years, you might want to reconsider. Closing a credit card can actually lower your credit score by potentially reducing the length of your credit history, especially if youve had the account for a long time.
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Account Recovery
JANUARY 8, 2025
On the day before the Consumer Financial Protection Bureau finalized a rule to keep any medical debt from appearing on consumers’ credit reports, a District Court judge in California dismissed a complaint against the three major credit reporting agencies over their decision to not include medical debts under $500 on consumers’ credit reports, although he did give the plaintiffs the opportunity to refile their complaint.
Credit Corp
JANUARY 8, 2025
When you’re trying to build your savings, you might focus on only purchasing the necessities and not leaving much room for fun. But cutting down your entertainment budget doesn’t have to be boring. Below, we’ve compiled a list of 120+ things to do for free to keep you entertained while saving money. That way, you can enjoy your life without breaking the bank.
Speaker: Anna Tiomina, MBA
AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?
Account Recovery
JANUARY 8, 2025
During this, The Great Resignation Era, I thought it would be helpful to start a regular posting of different jobs within the accounts receivable management industry that I have found online. Please make sure to do your own due diligence before applying for a position included here or accepting any offers. This is merely meant to be a service to aggregate industry job opportunities into one convenient location.
Creditor Collections Today brings together the best content for creditors and collection professionals from the widest variety of industry thought leaders.
Account Recovery
JANUARY 8, 2025
Judge Dismisses Complaint Against CRAs Over $500 Medical Debt Credit Reporting Floor CFPB Sues Experian Over Alleged Violations in Consumer Dispute Investigations Comments Roll in on CFPBs Medical Debt Credit Reporting Rule Release 21 Companies Seeking Collection Talent WORTH NOTING: A very common comment I hear from my wife about the never-ending decisions that need to be made on a daily basis … With winter weather upon us, here is a list of the best snowblowers on the market today …
Credit Corp
JANUARY 8, 2025
Personal loans are a flexible type of financing that allows you to borrow money from banks and lenders and use that money however you see fit. You can typically use these loans however you want, with some offering interest rates as low as 5.91%. For references, thats lower than most credit cards and other higher-interest forms of financing. However, knowing how to get a personal loan can help you find a lender who meets your needs, making it easier to qualify for the lowest rate possible.
Account Recovery
JANUARY 8, 2025
The Consumer Financial Protection Bureau issued its final rule that will prohibit lenders from factoring medical debts into their credit determinations for consumers yesterday, but it’s likely that the battle over this rule is anything but final. The rule doesn’t officially go into effect for 60 days, and with a new president set to take over in two weeks, and the future of the CFPB Director anything but certain, much could change.
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