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Put on your surprised faces … a new survey from Debt.com highlights growing concern among U.S. consumers about the impact of medical debt on their credit reports, with 9 in 10 Americans agreeing that medical debt should not appear on credit reports. This opinion comes just months after the Consumer Financial Protection Bureau implemented a rule to remove medical debt from credit reports.
What do canceled hair appointments and increased lipstick and beer sales have in common? These untraditional indicators, among other discretionary expenditure trends, often show consumer sentiments around finances well before a recession hits. Coming out of 2024, the average U.S. household owed $11,303 on credit cards, and while credit card charge-off rates and delinquencies both declined slightly, experts are not declaring a definitive turnaround given the ongoing economic uncertainties and hig
Appeals Court Reverses Ruling in FCRA, RFDCPA Case CFPB Roundup Survey: 9 in 10 Americans with Medical Debt Believe It Shouldnt Impact Credit Scores Compliance Digest April 28 WORTH NOTING:Members of Generation Z might be using technology better than other generations when driving, but they are more likely to do some other bad things while behind the wheel … Did you know there is a difference between unscented and fragrance-free?
Why Professional Debt Collection Matters: The Real Cost of Doing Nothing Many businesses hesitate to escalate when clients dont pay, but inaction can be far more expensive than most realize. Every business owner needs to know how to collect commercial debt correctly. Table of Contents The Hidden Impact of Unpaid Invoices The Myth of the ‘Quick Fix’ Smart Steps to Recover Business Debt Why Work with Burt and Associates?
Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage
There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.
The Court of Appeals for the Ninth Circuit has reversed a ruling in a Fair Credit Reporting Act and Rosenthal Fair Debt Collection Practices Act (Rosenthal Act) case over whether information that was furnished to the credit reporting agencies was accurate enough. This decision comes after a lawsuit was filed by the plaintiff over inaccurate loan reporting.
In todays tight economy, one of the biggest threats to growth is slow paymentnot just losing customers or market share. An exclusive new 2025 survey from The Kaplan Group reveals the significant revenue and cash flow risks businesses face from delayed paymentsparticularly for mid-sized firms and industries like SaaS, healthcare, and professional services.
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Creditor Collections Today brings together the best content for creditors and collection professionals from the widest variety of industry thought leaders.
In todays tight economy, one of the biggest threats to growth is slow paymentnot just losing customers or market share. An exclusive new 2025 survey from The Kaplan Group reveals the significant revenue and cash flow risks businesses face from delayed paymentsparticularly for mid-sized firms and industries like SaaS, healthcare, and professional services.
I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management Turnkey Speech Analytics. And Our New BLG360 Program Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.
Opening your first credit card is a major financial milestoneand an important step toward building your credit profile. For many of us, credit cards can seem overwhelming at first. With so many offers, fine print, and flashy perks, it’s not always easy to figure out which card is the right fit for your lifestyle and goals. If youre ready to take the leap, here are the key things to consider when choosing your first cardwithout getting lost in the jargon. 1.
While the future of how the Consumer Financial Protection Bureau will look and feel is being determined in court, the current leadership of the Bureau continues to make news. Here is a roundup of what the Bureau has been up to, including backing away from enforcement actions, and proposed settlements, and a preview of what is sure to be an interesting court hearing that start tomorrow.
Quick Answer: Lexington Law Firm is the largest credit repair law firm and has a history of success extending over 20 years. Lexington Law Firm is a credit repair firm that offers services to help you repair your credit if there is information that is inaccurately or unfairly listed on your credit reports. Lexington Law Firm helps by challenging errors on your behalf (and with your express guidance and permission) with the credit bureaus or with the entities that reported the information, like l
Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.
In a case analyzing whether invitations to town hall meetings regarding COVID-19 were exempted from liability by the TCPAs emergency purposes exception, the Tenth Circuit declined to address whether a municipality is a person under the TCPA. The case, Silver v. City of Albuquerque, — F. 4th —, 2025 WL 1173558 (10th Cir.
The three major credit bureausTransUnion, Equifax and Experiankeep records regarding peoples credit history. Find out more about what information a credit bureau might have on file for you, how they get it, and how you can see it below. In This Piece What Are the Three Credit Bureaus? What Do the Credit Reporting Agencies Do? What Information Do the Credit Bureaus Maintain?
Quick Answer: If you were wrongfully sent to collections, immediately request debt validation in writing and dispute the account with both the collection agency and the credit bureaus. Keep detailed records and consider contacting a consumer rights attorney if the issue isnt resolved. Finding out you’ve been sent to collections is stressful enough.
Quick Answer: CreditRepair.com is a cost-effective option for professional credit repair services. They offer a great online portal for tracking your credit repair progress. According to a Federal Trade Commission study , 26% of people may have errors on their credit reports. And those errors can lead to a lower credit score. While there are no guarantees, getting inaccurate negative items removed from your credit reports and ensuring your credit profile is accurate is always worth the effort.
Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!
Quick Answer: You can start building credit at 18 by applying for an accessible line of credit, like a student or secured credit card. Consistent good behavior, like on-time payments and keeping your balances low, will help grow your score. 18 is the age when most of us start building credit because its the age when you can apply for most lines of credit on your own.
Quick Answer: Yes, your credit can recover after bankruptcybut it will take time, discipline, and smart financial decisions. Many people see some improvement within a year or two, and full recovery is often possible in ten years, depending on the type of bankruptcy filed and your post-bankruptcy financial behavior. Filing for bankruptcy is a legal way to eliminate or restructure overwhelming debt.
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