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A District Court judge in Georgia has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act case, ruling that despite multiple disputes and complaints with the Consumer Financial Protection Bureau, the plaintiff failed to adequately state a claim for relief in the original or amended complaint. The background: The plaintiff alleged that the defendant attempted to collect debts that the plaintiff claimed were fraudulent.
Seasonal businesses often face unique challenges when it comes to managing cash flow. While peak seasons can bring in significant revenue, off-peak periods often lead to cash flow shortages, putting financial strain on the business. Managing these seasonal cash flow fluctuations is critical for maintaining financial stability and ensuring long-term success.
Conventional wisdom would indicate that the more money you make, the less likely you are to live paycheck to paycheck. And, if a study or report had come out and said that, I likely wouldn’t have written about it. So, without me even saying anything more, you can likely guess that this is a post detailing the results of a report that revealed that even higher-earning households are spending just about everything they earn every week.
I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.
AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?
Judge Grants MTD in FDCPA Case Over Multiple Disputes, Complaints Ed. Dept. Unveils Student Debt Relief Plan Targeting Borrowers Facing Hardship Paycheck to Paycheck: A Growing Reality for Many Americans Compliance Digest – October 28 WORTH NOTING: An argument that has been had more than once in the Gibb household — how often should you wash your towels?
The Department of Education on Friday proposed new rules that could bring debt relief to nearly 8 million borrowers experiencing financial hardships. The Notice of Proposed Rulemaking (NPRM) aims to provide targeted loan forgiveness for those struggling due to medical costs, childcare expenses, or the impact of natural disasters. Why It Matters: If finalized, the rules would allow the Secretary of Education to waive outstanding student loan balances when a borrower’s financial hardship is deemed
The Department of Education on Friday proposed new rules that could bring debt relief to nearly 8 million borrowers experiencing financial hardships. The Notice of Proposed Rulemaking (NPRM) aims to provide targeted loan forgiveness for those struggling due to medical costs, childcare expenses, or the impact of natural disasters. Why It Matters: If finalized, the rules would allow the Secretary of Education to waive outstanding student loan balances when a borrower’s financial hardship is deemed
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