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A District Court judge in Arizona has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act case, ruling that the plaintiff failed to sufficiently establish the defendant’s status as a “debt collector” under the statute and did not plead adequate facts to support the alleged violations. The background: The dispute stemmed from a credit card account the plaintiff opened in 2016 with the original creditor.
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A new study by The Kaplan Group explores the relationship between generational spending patterns and geographical cost of living. It also examines how location-based cost of living impacts savings potential more significantly than raw income, with lower-cost states demonstrating higher savings scores despite lower median incomes. Key Takeaways Gen X demonstrates the highest potential for savings, with an annual savings potential of $27,200.
AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?
The Consumer Financial Protection Bureau on Friday announced steps to enhance consumer protection in the rapidly evolving digital payments landscape. The Bureau is inviting public comments on two pivotal initiatives: a Request for Information on financial privacy and a proposed interpretive rule on the applicability of the Electronic Fund Transfer Act (EFTA) to emerging payment mechanisms.
Advocate Health, one of Americas largest hospital chains, says it is working hard to confront one of the biggest problems in US healthcare today promoting itselfas a leader in the effort to solve the nations medical debt crisis. The non-profit hospital system says it has revamped its billing and collection practices and boosted the number of patients who qualify for charity care.
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Advocate Health, one of Americas largest hospital chains, says it is working hard to confront one of the biggest problems in US healthcare today promoting itselfas a leader in the effort to solve the nations medical debt crisis. The non-profit hospital system says it has revamped its billing and collection practices and boosted the number of patients who qualify for charity care.
Experts Share Their Predictions for 2025 Judge Dismisses FDCPA Claims Against Owner of Debt CFPB Seeks Input on Strengthening Consumer Protections in Digital Payments Compliance Digest January 13 WORTH NOTING: A list of the most anticipated video games of 2025 … Mistakes to avoid if you want to get through airport security without any issues … The IRS has announced when it will begin processing 2024 income tax returns, kickstarting the 2025 tax season … If that online job post
How 2025 starts and how it ends are likely to be radically different, and reading predictions from a handful of professionals across the credit and collection industry shows on just how many fronts that statement applies. Without giving too much of their predictions away, the common theme to what this quartet thinks is going to happen this year is that those hoping for the status quo are likely to be disappointed.
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