Account Recovery

APRIL 18, 2025

A bill has been introduced in the Senate by the chairman of the Senate Banking Committee that would expand the types of bills and debts that credit reporting agencies would use to determine consumers’ credit scores, with the objective of helping individuals considered to be “credit invisible.” S. 1465, the Credit Access and Inclusion Act, was introduced last week by Sen.

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Student loans Student Loans Banks Loans 246

Account Recovery

APRIL 18, 2025

Collector Accused of Not Including Mini-Miranda in Voicemails 90% of CFPBs 1,700 Employees Laid Off N.J. Appeals Court Upholds Ruling Denying Motion to Vacate Default Judgment Bill Introduced to Expand Types of Debt Factored into Credit Scores WORTH NOTING:For all of you who think you can run as fast as an Olympian, this video is for you … If you take over-the-counter pain medication like aspirin or ibuprofen, you are probably doing it wrong … Showing your kids more affection makes t

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Judgment 147

Account Recovery

APRIL 18, 2025

A New Jersey Appeals Court has affirmed a lower court’s ruling denying an individual’s motion to vacate a default judgment obtained in a collection lawsuit, agreeing that the individual chose to wait too long to file the motion to vacate. The background: The case at hand involves a collection action initiated by the plaintiff. The defendant did not inform the original creditor or the defendant of a change of address after moving from New Jersey to Pennsylvania in 2016.

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Judgment Original Creditor Creditors Collections 130

Account Recovery

APRIL 18, 2025

EDITORS NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call (855) WEB-RECON or email admin@webrecon.net today!

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Fair Debt Collection Collections 130

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

Account Recovery

APRIL 18, 2025

The ongoing battle over the future of the Consumer Financial Protection Bureau has escalated once again, with the Trump administration pushing forward with mass layoffs of the agencys workforce. In a move that significantly reduces the agencys capacity to perform its statutory duties, approximately 1,500 out of the CFPB’s 1,700 employees received reduction-in-force (RIF) notices Thursday afternoon.

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