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A recent field note from the Federal Reserve Bank of Boston reveals that, despite a significant drop in inflation, 59% of U.S. adults surveyed in May are still highly concerned about future price increases. This concern persists even though the inflation rate decreased from a peak of 9% in June 2022 to about 3% by June 2023. As inflation rates have gradually declined over the past two years, households remain significantly concerned about rising prices, with many turning to credit cards and loan
Gaming marketplaces increasingly mirror banking and payment systems but use design tricks to encourage spending, and our children are often the primary audience. Here are steps to help protect your family.
Suit Accuses Collector of FCRA, FDCPA, ID Theft for Pulling Credit Report Judge Grants MTD in FDCPA Case, Rules Defendant Not Collector U.S. Bank Acquires Healthcare Payments Company Salucro More Consumers Tapping Credit Cards to Make Ends Meet: Report WORTH NOTING: The top destinations for people who are getting away for Labor Day weekend … More Americans are thinking about putting their retirement plans on hold … The five best apple orchards in the United States, according to exper
At Law Offices of Alan M. Cohen & Associates LLC, our experienced and innovative commercial collections attorneys are relentless and aggressive when it comes to collecting unpaid debts. Often, finding the money to collect becomes the biggest piece of the puzzle. With more than 50 years of combined experience, our commercial collections lawyers have an intricate understanding of Massachusetts collections laws and have learned several ethical tactics that can help you get paid.
AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?
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Collectively, Americans now owe a record $1.14 trillion on their credit cards, according to a new report on household debt from the Federal Reserve Bank of New York. Credit card balances rose by $27 billion in the second quarter of 2024, a 5.8% jump from a year ago. Credit card delinquency rates were also higher — especially among younger adults, or borrowers between the ages of 18 to 29 and 30 to 39, who were likely harder hit by the Covid-19 pandemic, the New York Fed found.
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Collectively, Americans now owe a record $1.14 trillion on their credit cards, according to a new report on household debt from the Federal Reserve Bank of New York. Credit card balances rose by $27 billion in the second quarter of 2024, a 5.8% jump from a year ago. Credit card delinquency rates were also higher — especially among younger adults, or borrowers between the ages of 18 to 29 and 30 to 39, who were likely harder hit by the Covid-19 pandemic, the New York Fed found.
A District Court judge from the District of Columbia has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act case, ruling that the plaintiff’s claims were insufficient to meet the legal standards required under the FDCPA. The background: Back in 2020, the plaintiff purchased a vehicle. In August 2022, the plaintiff alleged that the defendant, which had acquired the rights to the vehicle’s loan, began attempting to collect the debt.
U.S. Bank, a leading financial services provider, has announced the completion of its acquisition of Salucro Healthcare Solutions LLC, a Tempe, Arizona-based company specializing in healthcare financial technology. This move underscores U.S. Bank’s commitment to enhancing its offerings within the healthcare sector, particularly in the realm of patient billing and payments.
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