Consumer Financial Services Law

APRIL 4, 2018

By Zachary K. Dunn In ACA International v. Federal Communications Commission , 2018 U.S. App. LEXIS 6535 (2018), the DC Circuit rejected a series of challenges to the FCC’s 2015 Declaratory Ruling brought by Rite-Aid related to the partial-exemption to the prior-consent requirement for healthcare related calls. The Court rejected two separate arguments: first, that the Declaratory Ruling conflicts with HIPPA; and second, that the Declaratory Ruling’s exemption for “certain healthcare calls” but

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Debt Collection Answers

APRIL 2, 2018

I received 2 collection letters for my son with my name on them. He doesn't live with me. When I looked at my credit report they put the to bills for in collections under me.

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Consumer Financial Services Law

APRIL 3, 2018

Last week, the Second Circuit attempted to clarify its position emanating from its decisions in Avila v. Riexinger & Assocs, 817 F.3d 72 (2 nd Cir. 2016) and Carlin v. Davidson Fink LLP, 852 F.3d 207 (2 nd Cir. 2017). Taylor v. Financial Recovery Services, Inc., No. 17-1650 (2 nd Cir. Mar. 29, 2017). In Taylor, the issue before the court was whether a collection notice violates 15 U.S.C. §1692e when it fails to disclose that interest or fees are not currently accruing on a debt.

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Consumer Financial Services Law

APRIL 2, 2018

The Seventh Circuit recently joined the Fourth and Ninth Circuits in holding that a debt collection discharges its obligation as to debt validation by verifying that its letters accurately conveyed the information received from the creditor. Walton v. EOS CCA, 2018 U.S. App. LEXIS 7075 (7 th Cir. Mar. 21, 2018). In Walton, AT&T forwarded the consumer’s account to EOS CCA for collection.

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Speaker: Mark Stovel

When it comes to automating, many firms focus on finding the latest tech, believing that efficiency is something achieved through new tools. Yet true efficiency is achieved by delivering real value to clients, not merely by upgraded systems. Without a clear approach, no level of automation can overcome the complexities of serving every client’s needs.