Sat.Apr 12, 2025 - Fri.Apr 18, 2025

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Credit Cards Debt Relief: Practical Steps to a Brighter Future

Debt Guru

Credit card debt can be a huge burden on families and individuals. Many people rely on credit cards for everyday purchases, and sometimes it’s easy to spend more than planned. The end result can be a frightening mountain of debt that seems impossible to overcome. Fortunately, there are ways to achieve credit cards debt relief, and were here to help guide you through it.

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Bill Introduced to Expand Types of Debt Factored into Credit Scores

Account Recovery

A bill has been introduced in the Senate by the chairman of the Senate Banking Committee that would expand the types of bills and debts that credit reporting agencies would use to determine consumers’ credit scores, with the objective of helping individuals considered to be “credit invisible.” S. 1465, the Credit Access and Inclusion Act, was introduced last week by Sen.

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FCC Orders to Take Effect While Comment Period to Identify Burdensome Rules Opens 

True Accord

APRIL 15 UPDATE: FCC GRANTS ACAS PETITION TO EXTEND EFFECTIVE DATE On April 7, 2025, the Federal Communications Commission FCC issued an order granting a limited waiver that extends the effective date for a full yearto April 11, 2026 of the revocation provisions from the February 2024 Order.The specific rule section that is being delayed is 47 CFR 64.1200(a)(10) of the Commissions Order requiring businesses to treat a consumers reasonable revocation to revoke consent as revocation for all futur

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Cost-Effective by Design: The QUALCO Approach to Smart Returns

Qualco

Cost-effectiveness isnt just about cutting costs. For financial institutions, its about delivering greater value for everything invested improving operational performance, reducing risk, increasing recovery, and ensuring long-term resilience with limited resources. In modern collections, this translates into the ability to scale operations without scaling complexity, automate what slows you down, and deliver measurable outcomes faster.

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

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How Companies Reduce Late Payments and Improve Cash Flows Through Proactive Measures

The Kaplan Group

Late payments are a growing challenge for businesses, with increasing economic uncertainty amplifying the risks associated with cash flow disruptions. For the first time, an exclusive survey from The Kaplan Group reveals the preventive strategies that distinguish companies excelling in collections from those facing persistent payment delays. The survey was conducted among 100 financial decision makers, including CFOs, VPs of finance, controllers, and directors of finance, representing businesses

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Leading the Way with RPA Bots: How TrueAccord Uses Technology and AI to Ensure Compliance, Consumer Preference, and Optimal Debt Collection Results

True Accord

Efficiency, accuracy, and compliance are critical in the fast-paced world of debt collection. TrueAccord, a leader in digital-first debt collection, is leveraging Robotic Process Automation (RPA) bots to transform the industry and improve operational efficiency, compliance efforts, and customer experience. At TrueAccord, we’re not just collecting debt; we’re revolutionizing the process with this kind of cutting-edge technology.

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What Are Marshal Fees and Who Pays Them?

FFGN COLLECT NY

Once an execution is sent to a city marshal, fees on any monetary recovery are owed to the marshal. A question that comes up often in our debt collection practice is: What are marshal fees, and who pays them? When you think of the word “execution,” you might imagine an executioner with a guillotine. but it means something different when it comes to debt collection.

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Jimerson Birr Welcomes Experienced Litigator, Curtis Campbell, to its Esteemed Legal Team

Jimerson Firm

Jacksonville, FL – Jimerson Birr is pleased to announce the addition of Attorney, Curtis Campbell, to the firms growing roster. With a strong background in catastrophic commercial litigation, construction disputes and class action litigation, Campbell brings a wealth of experience to the firms growing business litigation practice. Campbells prior experience includes addressing coverage-related issues under various insurance policies, including determining whether businesses were entitled t

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Court Grants Motion to Dismiss FDCPA Case for Second Time, Denies Sanctions

Account Recovery

A District Court judge in Oregon has granted for the second time a defendant’s motion to dismiss a Fair Debt Collection Practices Act lawsuit, while also denying the defendant’s motion for sanctions. The decision, made by Judge Michael H. Simon of the District Court for the District of Oregon, comes after the plaintiff, representing herself, filed an amended complaint alleging the defendant falsely marked her account as disputed when furnishing information to the credit reporting a

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Protect What Matters: Rethinking Finance Ops In A Digital World

Speaker: Cheryl J. Muldrew-McMurtry

Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.

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Brown & Joseph welcomes Joseph Falletti as Vice President of Business Development

Brown and Joseph

With nearly two decades of expertise in Life & Health Overpayment Recovery, Provider Overpayment Recovery, and Commercial Insurance Receivable Management, Josephs journey with Brown &… The post Brown & Joseph welcomes Joseph Falletti as Vice President of Business Development appeared first on Brown & Joseph, LLC.

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Number of Limited Company Director disqualifications rises

UK debt collections

Latest figures from the Insolvency Service show the agency banned more than 1,000 directors in 2024-25, of which 736 were for Covid loan abuse. The report shows that of the 1,036 directors who were disqualified, 736 were for Covid loan abuse and the average length of a ban was eight years. The report also shows that there have been 131 bankruptcy restriction orders put in place, 87 of which were related to the abuse of Covid loans.

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How to Eliminate Manufacturing Contract Delays

PDC Flow

Are you tired of waiting for signatures and payments on your manufacturing contracts? Manual customer approval chains slow down production timelines and delay procurement, scheduling, and delivery. A one-step esignature and payment workflow can eliminate a patchwork system for approvals and speed up deals. Heres how having documents, signatures, and payments in one esignature software can help you handle contracts for manufacturing and get to work faster. 9.2% is the average annual revenue lost

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Daily Digest – April 18. Collector Accused of Not Including Mini-Miranda in Voicemails; 90% of CFPB’s 1,700 Employees Laid Off

Account Recovery

Collector Accused of Not Including Mini-Miranda in Voicemails 90% of CFPBs 1,700 Employees Laid Off N.J. Appeals Court Upholds Ruling Denying Motion to Vacate Default Judgment Bill Introduced to Expand Types of Debt Factored into Credit Scores WORTH NOTING:For all of you who think you can run as fast as an Olympian, this video is for you … If you take over-the-counter pain medication like aspirin or ibuprofen, you are probably doing it wrong … Showing your kids more affection makes t

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Future-Proof Your Firm: Smarter Tech for Stronger Returns & Simpler Workflows

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!

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Daily Digest – April 15. Suit Accuses Collector of Trying to Collect VA Debt; Court Grants Motion to Dismiss FDCPA Case for Second Time, Denies Sanctions

Account Recovery

Suit Accuses Collector of Trying to Collect VA Debt Court Grants Motion to Dismiss FDCPA Case for Second Time, Denies Sanctions CFPB to Review All Weaponized Guidance Bill Introduced to Prohibit Time-Barred Collection Lawsuits WORTH NOTING:Ideas to help make your Easter baskets stand out and be special … Pharmaceutical pollution in the water is changing the behavior of salmon, according to new research … Why you may want to go for white rice instead of brown rice from now on …

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Suit Accuses Collector of Trying to Collect VA Debt

Account Recovery

EDITORS NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call (855) WEB-RECON or email admin@webrecon.net today!

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CFPB to Scale Back Supervision, Shift Focus to Combatting Consumer Fraud

Account Recovery

The Chief Legal Officer of the Consumer Financial Protection Bureau yesterday published a memo detailing a major shift in the Bureau’s enforcement and supervision priorities for 2025. According to the memo sent to staff, the bureau will significantly cut the number of its supervisory exams and refocus its efforts on addressing tangible harms to consumers, particularly those affecting service members, veterans, and their families.

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Court Calls Out Defendant for ‘Rubber Stamping’ Investigation, Denies MSJ in FCRA Case

Account Recovery

Issues with identity theft and reasonable investigations can be very complicated. Case in point — the forensic analysis detailed in this ruling in which a District Court judge in California partially denied a defendant’s motion for summary judgment in a case alleging violations of both the Fair Credit Reporting Act and the Rosenthal Fair Debt Collection Practices Act, among other claims.

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Operational Strength Starts with People: The New Rules of Finance Leadership

Speaker: Melissa Hurrington

What’s holding finance teams back isn’t just process inefficiency. It’s culture gaps, reactive mindsets, and missed opportunities to lead real change. In an era of disruption, finance leaders can no longer afford to operate on autopilot and the most resilient teams aren’t just efficient—they’re connected, talent driven, and culture-focused. Join Melissa Hurrington for an exploration into how finance leaders can evolve beyond process and numbers to create adaptive, people-powered teams that thriv

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Buffalo Man Pleads Guilty to Scam Involving Impersonation of Sheriff’s Deputy and Attorney

Account Recovery

A Buffalo-area man has pleaded guilty to charges of mail fraud after being accused of a debt collection scam in which he impersonated a local sheriff’s deputy and an attorney to bilk unsuspecting consumers out of more than $420,000. Nicholas Janes, 26, of Buffalo, N.Y., appeared before a federal judge yesterday and admitted to committing mail fraud, a crime that carries a maximum penalty of 20 years in prison and a fine of $250,000.

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Daily Digest – April 17. Getting to Know Rocky Landoll of BCA Financial Services; CFPB to Scale Back Supervision, Shift Focus to Combatting Consumer Fraud

Account Recovery

Getting to Know Rocky Landoll of BCA Financial Services CFPB to Scale Back Supervision, Shift Focus to Combatting Consumer Fraud Court Calls Out Defendant for Rubber Stamping Investigation, Denies MSJ in FCRA Case Buffalo Man Pleads Guilty to Scam Involving Impersonation of Sheriffs Deputy and Attorney WORTH NOTING:Are you one of the majority of Americans who are ignoring health symptoms that could be serious?

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N.J. Appeals Court Upholds Ruling Denying Motion to Vacate Default Judgment

Account Recovery

A New Jersey Appeals Court has affirmed a lower court’s ruling denying an individual’s motion to vacate a default judgment obtained in a collection lawsuit, agreeing that the individual chose to wait too long to file the motion to vacate. The background: The case at hand involves a collection action initiated by the plaintiff. The defendant did not inform the original creditor or the defendant of a change of address after moving from New Jersey to Pennsylvania in 2016.

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Getting to Know Rocky Landoll of BCA Financial Services

Account Recovery

I am thrilled to announce that the Getting to Know series will be sponsored by TEC Services Group in 2024. TEC Services Group is the leading technology and professional services firm in the credit collections industry offering both leading industry solutions along with unrivaled, unbiased, and experienced support. TEC is now extending its services by offering proven, industry-leading technology solutions alongside of our Professional Services to help Clients feel confident in their technology de

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How to Achieve High-Accuracy Results When Using LLMs

Speaker: Ben Epstein, Stealth Founder & CTO | Tony Karrer, Founder & CTO, Aggregage

When tasked with building a fundamentally new product line with deeper insights than previously achievable for a high-value client, Ben Epstein and his team faced a significant challenge: how to harness LLMs to produce consistent, high-accuracy outputs at scale. In this new session, Ben will share how he and his team engineered a system (based on proven software engineering approaches) that employs reproducible test variations (via temperature 0 and fixed seeds), and enables non-LLM evaluation m

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Collector Accused of Not Including Mini-Miranda in Voicemails

Account Recovery

EDITORS NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call (855) WEB-RECON or email admin@webrecon.net today!

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Appeals Court Overturns Dismissal of FDCPA Case, Rules Plaintiff Had Standing

Account Recovery

The Court of Appeals for the Eighth Circuit has overturned the dismissal of a Fair Debt Collection Practices Act lawsuit, ruling that the postage and envelope paid for by the plaintiff when sending a letter to the defendant is sufficient for the plaintiff to have standing to sue. The Appeals Court has remanded the case back to the District Court for further proceedings.

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CFPB to Revoke Medical Debt Collection Guidance

Account Recovery

The Consumer Financial Protection Bureau announced in a court filing on Friday that it plans to revoke guidance it issued last year over how medical debts are collected, likely bringing an end to two lawsuits that were filed by the industry against the regulator. This guidance, originally issued last October, is separate from the CFPB’s rule on medical debt credit reporting, which is still being challenged in the courts.

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Daily Digest – April 14. CFPB to Revoke Medical Debt Collection Guidance; Appeals Court Overturns Dismissal of FDCPA Case, Rules Plaintiff Had Standing

Account Recovery

CFPB to Revoke Medical Debt Collection Guidance Appeals Court Overturns Dismissal of FDCPA Case, Rules Plaintiff Had Standing Appeals Court Will Allow CFPB to Fire Employees, But Keeps Most of Lower Court Order in Place Compliance Digest April 14 WORTH NOTING:The data is in: being frugal is cool these days … How to retrain your brain to prefer movement to screentime … Your credit score might not be doing you any favors … How workplace drama can actually bring teams closer toge

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How To Break Digital Transformation Barriers And Accelerate AI Adoption

Speaker: Anna Tiomina, MBA

AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?