Hudson Weir
APRIL 15, 2021
A debenture is a type of loan agreement used in business finance. In this article we’ll explore what debentures are and how they work. What is a debenture? A debenture is a document representing a loan agreement between a lender and a borrower, granting the lender security over the borrower’s assets. This gives the lender a means of collecting the debt if the borrower cannot pay.
Credit Corp
APRIL 11, 2021
This post originally appeared on The Financially Independent Millennial and has been republished with permission. Are you wondering why your credit score is important, and how you might improve it? At some point, you will most likely need to apply for credit. Then, when you apply for credit, you have to demonstrate to your lender that you can repay the loan.
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American Profit Recovery
APRIL 13, 2021
Sending a customer to collections can be a big step for a small business. You have spent hours cultivating new customers in your community and you don’t want to lose any business. You have a great reputation for service among your current customers and most of them are paying you on time. But there comes a time in any size business when customers are not going to pay, and you need to implement a strategy if you are going to recover that money.
Account Recovery
APRIL 16, 2021
The Conference of State Bank Supervisors has issued a set of proposed requirements aimed at developing a standardized approach to the state licensing process for nonbank financial regulatory entities. It is seeking comments on the proposal through May 31. The overarching objective of the CSBS’s plan is to modernize the Nationwide Multistate Licensing System to … The post Proposal Released to Standardize, Modernize Licensing Process appeared first on AccountsRecovery.net.
Speaker: Anna Tiomina, MBA
AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?
Nerd Wallet
APRIL 15, 2021
A cautionary note for the high school classes of 2020 and 2021: Waiting to enroll in college decreases the likelihood you’ll ever attend or complete a degree. It’s a valid concern for both cohorts. Due to the pandemic, undergraduate enrollment was down 2.5% in fall 2020 and down 4.5% for spring 2021, compared with the. Anna Helhoski writes for NerdWallet.
Creditor Collections Today brings together the best content for creditors and collection professionals from the widest variety of industry thought leaders.
Jimerson Firm
APRIL 12, 2021
The impact of the COVID-19 pandemic has been difficult on Florida businesses, particularly those in the hospitality, travel and restaurant industries, forcing many of them to close their doors to the public at various times and to suffer financial hardship. As businesses are beginning to re-open, a growing concern has been expressed that frivolous COVID-19-related claims may threaten their financial survival.
Account Recovery
APRIL 16, 2021
April 14, 2021 (Sacramento, CA)?– Against all odds, the Receivables Management Association International held its 2021 Annual Conference in Las Vegas, April 12-25, 2021. With more than 500 in-person attendees and more than 150 virtual attendees, leaders from RMAI capitalized on the event by honoring an outstanding member and RMAI’s executive director.
Nerd Wallet
APRIL 14, 2021
As some workers begin returning to the office this year, others have been offered the opportunity to work from home indefinitely. Twitter, Dropbox, NerdWallet and many other tech companies will let employees go fully or nearly fully remote, freeing them from commutes and packed elevators. Yet what are the travel options and realities if you’re. Sam Kemmis writes for NerdWallet.
Consumer Finance
APRIL 12, 2021
The Consumer Financial Protection Bureau (CFPB) took action today against an online debt-settlement company for taking advantage of consumers, failing to disclose its relationship to certain creditors, and steering consumers into high-cost loans offered by affiliated lenders.
Speaker: Melissa Hurrington
Finance isn’t just about the numbers. It’s about the people behind them. In a world of constant disruption, resilient finance teams aren’t just operationally efficient. They are adaptable, engaged, and deeply connected to a strong organizational culture. Success lies at the intersection of people, culture, adaptability, and resilience. Finance leaders who master this balance will build teams that thrive through uncertainty and drive long-term business impact.
Roths Child Law
APRIL 15, 2021
Taking out a student loan is supposed to be a financial investment in your future. Unfortunately, many college graduates learn the hard way that even after graduating, they can't find a job offering the kind of income that they had once hoped to earn. It can be very difficult for college graduates to balance their daily financial needs with the obligation to repay massive student loans.
Account Recovery
APRIL 15, 2021
The Attorney General of Indiana has obtained a $1.3 million judgment against a collection agency and its owner that were accused of engaging in deceptive and abusive collection practices and operating without a proper license. The AG filed a lawsuit against New Britain Financial and its founder, Nelson Macwan, last September. Neither the company nor … The post Indiana AG Obtains $1.3M Judgment Against Collection Agency, Owner appeared first on AccountsRecovery.net.
Nerd Wallet
APRIL 15, 2021
You shouldn’t pick stocks for your portfolio based on a hot tip you got from a friend or from a TikTok video. Selecting stocks takes some consideration; it’s best not to do it on a whim. Free stock screeners can help you make informed decisions when it comes to adding investments to your portfolio. If. Alana Benson writes for NerdWallet. Email: abenson@nerdwallet.com.
Credit Corp
APRIL 12, 2021
When planning for the future, there are certain milestones that you may be focusing on that are inevitably going to require financial preparations. From planning a wedding, purchasing your first home, starting a family, to even funding retirement, you must have an action plan set in place to help you achieve your long-term financial goals. To best prepare for these certain life milestones, it can be helpful to set short-term financial goals first to support your future plans later.
Speaker: Susan Richards
Your past-due accounts are growing, cash flow is tightening, and the pressure is on. The big question: Do you handle the collections internally or outsource to experts? Both strategies come with advantages and risks - but which one delivers the best impact for your business? In this session we’ll dive deep into the in-house vs. outsourcing debate, examining cost-effectiveness, efficiency, compliance risks, and overall recovery success rates.
Roths Child Law
APRIL 12, 2021
With just $15 left in their bank, one Baby Boomer made peace with the fact that she had less than others. Many retirees are finding themselves in this same position, which is why it’s an important topic to discuss. It’s widely known that this generation, the Baby Boomer generation, has a wide savings gap compared to some past generations. In one case, a woman decided to move to survive when her fortune disappeared during the financial crisis.
Account Recovery
APRIL 15, 2021
The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Joe Partain of C
Nerd Wallet
APRIL 12, 2021
You’ve probably seen that one friend who always lives it up on vacation. They frequently post pictures of themselves inside secluded airport lounges, champagne in hand. They always seem to be getting suite upgrades at their hotels. Meanwhile, you’re waiting at the gate as the last group to board, trying to cram your airport sandwich. Sally French writes for NerdWallet.
Hudson Weir
APRIL 15, 2021
At Hudson Weir, we are first and foremost businesspeople. We recognise just how challenging it is to get your company up and running – let alone be a success. We also understand the thrill that many business owners feel as demand for their product or service starts accelerating. However, you might be surprised to learn that it can be highly detrimental for your business if you sell too much, too fast.
Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert
In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.
Roths Child Law
APRIL 16, 2021
Despite the saying that home is where the heart is, home is often where people store much of their personal wealth. When you purchase a property and begin making payments on a mortgage, you slowly accrue equity. When you eventually sell the home, all of that equity can become money in your pocket. You can also increase the equity in your home by increasing its overall value through repairs, updates and even additions.
Account Recovery
APRIL 15, 2021
LAS VEGAS — Many, if not most, of the people in the accounts receivable management industry are waiting with baited breath to see what Rohit Chopra is going to do with Regulation F — the Debt Collection Rule — if he is confirmed by the Senate to be the next director of of the Consumer … The post Former CFPB Deputy Director Shares Thoughts on Future of Debt Collection Rule appeared first on AccountsRecovery.net.
Nerd Wallet
APRIL 14, 2021
Credit card debt can be very expensive. But if you’re paying only the minimum when you can afford to do more, it could be that your past is to blame. When you carry a balance on one or more cards from month to month, you wind up paying far more for the items charged as. Elizabeth Renter writes for NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter.
PDC Flow
APRIL 13, 2021
In the past few years, high deductible healthcare plans have transformed how patient care is funded. More services are being paid for by patients or through their Health Savings Accounts. This has made patient engagement essential to the billing cycle to ensure medical bills don’t become seriously delinquent. Greater financial responsibility also means that patients have begun treating their healthcare as any other consumer good or service.
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Navigating collections in the dynamic financial landscape presents multifaceted challenges. Organizations face pressures to maintain standards alongside software challenges like regulatory adaptations, data integration, security, workflow optimization, and automation. Finding the right software can save time and money. BEAM offers a comprehensive solution with specialized modules to streamline debt collection effortlessly.
UK debt collections
APRIL 16, 2021
New data captured has shown that 48% of Businesses have seen an increase in late payment. Clear evidence that the pandemic is fuelling a continual problem that blights trade. The New data supplied from cloud-based credit management platform, Know-it highlights that late payments remain an ever-present challenge for business owners. Late payments damage cash flow, restrict growth and can even present insolvency risks.
Account Recovery
APRIL 16, 2021
LAS VEGAS — Perhaps the most telling comment I can make about how the annual conference hosted by Receivables Management Association International (RMAI) went these past few days is the number of times I heard people asking one another, “So, what is the next conference you’re going to?” People were asking if they were going … The post Some Final Thoughts — and Photos — From RMAI’s Conference appeared first on AccountsRecovery.net.
Nerd Wallet
APRIL 16, 2021
If you’re so strapped that you have to choose between paying your electricity or water bills, we’ll spare you the “stop buying coffee” advice. Simple money-saving hacks won’t cut it if you’re scraping by from one paycheck to the next — or have no paycheck at all. Before figuring out ways to save money on. Laura McMullen writes for NerdWallet. Email: lmcmullen@nerdwallet.com.
Sawin & Shea
APRIL 13, 2021
What you will learn from reading this article: Facts about selling your home while going through bankruptcy. Details about Chapter 7 and Chapter 13 Bankruptcies and your house. If you are struggling to pay your mortgage and other bills, the good news is that the CARES Act (Coronavirus Relief and Economic Security) has extended the deadline for when the foreclosure moratorium is due to expire.
Speaker: Debra L. Robinson
CPAs know the drill: taxes, compliance, rinse, repeat. But what about the sneaky cash flow that’s quietly messing with your organization’s success? It’s time to step into the spotlight and expose the “dirty little secrets” of cash flow to fuel strategic growth. By upskilling your accounting practices and shifting focus from tax compliance to the strategic movement of money, you can transform your role from reactive accountant to proactive financial strategist.
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