Direct Recovery

JANUARY 31, 2021

There are a wide range of issues to address when it comes to student loan debt, but the one idea that addresses just about everything is that many students aren’t educated on all of their options before (or even after) they sign up to be on the hook for expenses occurred on account of their education. Parent Plus Loans.

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True Accord

AUGUST 11, 2022

Whether it’s taking out a loan, buying a house, saving for retirement or purchasing goods on a credit card,, people are constantly being asked to make decisions that affect their personal finances. New York Federal Reserve , between the national student loan debt topping $1.6 Debt levels are on the rise again: according to the?

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Troutman Sanders

APRIL 14, 2022

On April 12, the Consumer Financial Protection Bureau (CFPB) released a blog post titled “ Busting myths about bankruptcy and private student loans.” In the blog post, the CFPB argues that certain private education loans can be discharged in bankruptcy. Loans to a student attending school less-than-half-time.

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Collection Industry News

JUNE 6, 2024

In its first case under the Impersonation Rule, the Federal Trade Commission has stopped a student loan debt relief scheme that bilked more than $20.3 million from consumers seeking debt relief by pretending to be affiliated with the Department of Education.

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Collection Industry News

MAY 22, 2023

The Federal Trade Commission has stopped a pair of student loan debt relief schemes that it says bilked students out of approximately $12 million by using deceptive claims about repayment programs and loan forgiveness that did not exist. The Federal Trade Commission works to promote competition and protect and educate consumers.

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Credit Corp

JULY 24, 2021

Here’s a rundown of everything you’ll need to start trading stocks online in 2021. Educating myself about the stock market as a college student gave me the confidence to start my transcription company years later. Five securities, including three government bonds and stocks of two banks, began trading. Stock Market.

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Collection Industry News

MARCH 8, 2021

The new Interim Final Rule issued by the SBA on March 3, 2021, reverses the prior rules by indicating that independent contractors and employers who were otherwise eligible to receive PPP loans may do so regardless of whether the borrower or a 20% or more owner is in default under Federal Student Loans.

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The Kaplan Group

MAY 3, 2022

Jump To A Section: Qualifications for Veteran Business Loans/Grants Different Types of Loans Available For Veterans How To Apply to Business Loans Veteran Business Loans FAQ More Business Credit and Loan Resources For Veterans. Qualifications for Veteran Business Loans/Grants.

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Collection Industry News

APRIL 18, 2022

On April 12, the Consumer Financial Protection Bureau (CFPB) released a blog post titled “ Busting myths about bankruptcy and private student loans.” In the blog post, the CFPB argues that certain private education loans can be discharged in bankruptcy. Loans to a student attending school less-than-half-time.

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Titan Consulting

SEPTEMBER 22, 2020

By revising the Telemarketing Sales Rule (TSR), the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC), along with state Attorneys General set forth a strict set of regulations that standardize the way all financial services companies in the debt relief industry must operate. About Titan Consulting Group.

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Credit Corp

MARCH 30, 2023

The investing information provided is for educational purposes only. Government Bonds Sometimes, the government needs to borrow money, so they offer people the option to loan them money via government bonds. Corporate Bonds Like government bonds, corporate bonds are loans, but you’re providing that loan to a company.

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Troutman Sanders

MARCH 21, 2023

On March 15, the Federal Trade Commission (FTC) submitted a report to Congress discussing its findings regarding the frauds, scams, and bad business practices that affect American Indian and Alaska Native (AI/AN) communities and the FTC’s efforts to address these issues. Supreme Court ruling in AMG Capital Management, LLC v.

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Credit Corp

DECEMBER 14, 2020

” In other words, they want to know if you’ll pay a loan back on time and if your history indicates that you’ll be a risk. Even today, the Federal Trade Commission notes that 20% of Americans have an error on their report. Some companies also began offering consumer financial education to teach how to manage credit.

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Troutman Sanders

NOVEMBER 17, 2021

The Federal Trade Commission (FTC) recently released a “Serving Communities of Color” report that details fraud and consumer issues that have a disproportionately negative impact on communities of color. Some of the most relevant insights from the 2021 report data include: Within Majority Latino Communities. Within Majority Black Communities.

Education 52

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Credit Corp

JUNE 5, 2021

When consumers invest in education, for example, they can get a higher paying job. Like any investment, it’s essential to start with a little due diligence when considering investing in education. If you’ve got 100k to invest, why not consider putting it toward education? Will you get a promotion? Investment Do’s and Don’ts.

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Credit Corp

MARCH 8, 2023

Whether or not you can get a loan—and at what interest—often depends on your credit. Educating Yourself on Consumer Credit Sites When it comes to free credit repair and report help, consumer credit sites are a great resource. The Federal Trade Commission. Your credit history and scores can impact your entire life.

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Troutman Sanders

JANUARY 9, 2024

On January 4, the Federal Trade Commission (FTC) and the State of Connecticut announced they are filing suit against an auto dealer for several of its business practices. On January 1, Freddie Mac announced that it is launching a pilot program to work with sellers on improving the quality of performing loans.

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Credit Corp

APRIL 19, 2024

This number will fluctuate when one examines factors like the location, education, and health of certain populations. How Does Education Affect Earning Six Figures? Having a higher education can create more opportunities to earn a six-figure salary after college. Avoid student loans to the best of your ability.

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Better Credit Blog

JANUARY 20, 2022

In keeping with Federal Trade Commission rules , Freedom Debt Relief doesn’t charge upfront fees. It was for a PMSI loan for an outdoor wood burning furnace. I also have solar panels with FDR; fortunately for me that is an unsecured loan, so they can help with that one.” – Laura Whipple, 4-star review, TrustPilot.

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Troutman Sanders

SEPTEMBER 27, 2022

The CFPB invites insights on ways to improve mortgage refinances for homeowners who would benefit from refinancing, especially for borrowers with smaller loan balances. Notably, the order specifically stated that “[v]irtual currencies such as ETH, DAI, and others” traded on the bZx protocol constitute “commodities” under the CEA.

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Troutman Sanders

OCTOBER 19, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. On October 4, the CFPB announced that the deadline to request initial forbearance for loans backed by the U.S.

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Troutman Sanders

MARCH 28, 2023

Department of Education announced that it will hold virtual public hearings on April 11-13 to receive stakeholder feedback on potential issues for future rulemaking sessions. On March 22, the SEC issued a Wells Notice to Nasdaq-traded cryptocurrency exchange Coinbase, Inc. For more information, click here. On March 23, the U.S.

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Better Credit Blog

APRIL 11, 2022

Some examples of debt are mortgages, credit card dues, and personal loans. Although accruing lots of debt isn’t ideal, it may sometimes be unavoidable, such as mortgage payments or student loans. If you’re past due on your card and loan payments and your grace period has ended, it may go to collections. The Windfall.

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National Service Bureau

SEPTEMBER 9, 2015

According to the US Department of Education, there are more than 40 million student loan borrowers who owe more than $1.2 A college education is practically the new high school equivalent - it’s pretty much expected to get a job. It’s no secret that student debt is at an all-time high. Let’s take a look at why….

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Troutman Sanders

FEBRUARY 23, 2022

Federal Activities: On February 18, the Consumer Financial Protection Bureau (CFPB) released a bulletin, detailing student loan servicers’ obligation to halt unlawful conduct on borrowers’ eligibility and benefits under the Public Service Loan Forgiveness Waiver. Department of Education forgiving $71.7 On February 16, the U.S.

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Fraser

OCTOBER 21, 2022

The new Michigan Achievement Scholarship program will help Michigan families reduce the costs of attending various post-high school education programs. And the new program seeks to reduce or eliminate the need for student loans for families across the state. ——— Records Cannabis Sales in September Reports CRA.

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Student loans Student Loans Education Trade 59

Troutman Sanders

NOVEMBER 11, 2020

Common COVID-19 related scams, according to workshop speakers, include: false claims that an entity can help a business obtain loans through the CARES Act or SBA in exchange for money, failure to ship paid-for PPE, and unlawful cash advances to struggling businesses. Key Takeaways.

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Credit Corp

JUNE 1, 2021

Established credit history can impact everything from getting a future loan (such as a mortgage) to renting an apartment. Monthly expenses might include student loan payments, car payments, and credit card payments. Pay Student Loan Debt. Even in bankruptcy, student loan debt cannot get discharged; it must get paid.

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Troutman Sanders

OCTOBER 11, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. Department of Education announced the establishment of an Office of Enforcement within Federal Student Aid (FSA). On October 6, the U.S.

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Collection Industry News

MARCH 23, 2021

The report highlights efforts by the CFPB and the Federal Trade Commission (FTC) to protect consumers, particularly those who have suffered profound financial impacts due to the COVID-19 pandemic. The report is available here. About Consumer Financial Protection Bureau.

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Fair Debt Collection Education Student loans Student Loans 40

Troutman Sanders

MAY 9, 2023

On May 1, the CFPB proposed a rule to implement a congressional mandate to establish consumer protections for residential property assessed clean energy (PACE) loans. PACE loans, secured by a property tax lien on the borrower’s home, are often promoted as a way to finance clean energy improvements, such as solar panels.

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Credit Corp

APRIL 9, 2024

You may qualify if you have expenses related to your first four years of higher education, such as tuition, textbooks, or course fees. Lifetime Learning Credit The Lifetime Learning Credit is also an educational credit, but it’s a little more flexible than the AOTC. Additionally, the AOTC is partially refundable.

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Student Loans Student loans Education Loans 52

Troutman Sanders

APRIL 26, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. Representative Tony Cardenas introduced the Consumer Protection and Relief Act. For more information, click here. On April 13, U.S.

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Financial services Debt collector Loans Banks 52

Troutman Sanders

OCTOBER 16, 2023

On October 11, the Federal Trade Commission (FTC) announced a new proposed rule to prohibit junk fees, which are hidden and bogus fees that can harm consumers and undercut honest businesses. For more information, click here. The FTC has estimated that these fees can cost consumers tens of billions of dollars per year in unexpected costs.

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Financial services Student loans Student Loans Credit Unions 52

Troutman Sanders

DECEMBER 12, 2022

Among other things, the letter discusses Alameda Research, a defunct crypto trading firm and sister-company of bankrupt cryptocurrency exchange FTX, and its $11.5 This can include, for example, loans to small businesses. Gruenberg, and OCC Acting Comptroller Michael J. Hsu — inquiring about the U.S. For more information, click here.

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Troutman Sanders

MARCH 22, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. As of March 18, the department intends to issue full loan discharges for borrowers with approved borrower defense claims.

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Troutman Sanders

SEPTEMBER 18, 2023

On September 14, the CFPB released a report on Tuition Payment Plans in Higher Education. Ninety-eight percent of colleges now allow students to pay for their education in installments using tuition payment plans. On September 14, the Office of the Comptroller of the Currency (OCC) reported cumulative trading revenue of U.S.

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