Troutman Sanders

FEBRUARY 27, 2023

district court judge in the Western District of New York ended a class action lawsuit by holding that communications between attorneys are not actionable under the Fair Debt Collection Practices Act (FDCPA). After lengthy discovery and litigation, a U.S.

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Burr Forman

NOVEMBER 9, 2022

7, 2022), the Second Circuit upheld summary judgment for a mortgage servicer, holding that the plaintiff could not pursue claims under the Fair Credit Reporting Act (FCRA) or the Fair Debt Collection Practices Act (FDCPA) for the reporting and collection efforts of his mortgage note.

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Better Credit Blog

MARCH 2, 2021

Collections agencies tend to get negative reviews from consumers who’ve dealt with them. Unvalidated debts. If you aren’t familiar with the Fair Debt Collection Practices Act and how it can work in your favor, a collector may violate your rights without your knowledge. Foreclosures. Harassment. Ads by Money.

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Collection Industry News

MAY 18, 2021

The decision also clarified that businesses engaged in non-judicial foreclosure proceedings are not debt collectors under the FDCPA. NAFCU will continue to advocate against proposals that would hamper legitimate debt collection efforts and increase costs for all parties involved.

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Burr Forman

MAY 20, 2021

Prohibiting servicers of private education loans from reporting an adverse item of information relating to the nonpayment of the loan for an established period of time.

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Collection Industry News

MAY 18, 2021

2547, the Non-Judicial Foreclosure Debt Collection Clarification Act, which would reverse the unanimous decision made by the Supreme Court of the United States (SCOTUS) in 2019. Prohibit certain abusive collection practices directed at service members, including threats to reduce rank or revoke security clearance.

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Troutman Sanders

JANUARY 11, 2021

On December 15, 2020, the Seventh Circuit Court of Appeals decided four cases which all dealt with the issue of standing within the context of the Fair Debt Collection Practices Act (“FDCPA”). In Brunett v. Convergent Outsourcing, Inc. Darlene Brunett (“Brunett”) received a letter from Convergent Outsourcing, Inc.

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Better Credit Blog

FEBRUARY 17, 2021

Some of the most common complaints waged against collections agencies have to do with their aggressive collection strategies, reporting issues, and inadequate responses to debt validation requests. Fortunately, you are protected against issues like the one cited above by the Fair Debt Collection Practices Act.

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Better Credit Blog

FEBRUARY 15, 2021

Many complaints are centered around reporting errors, harassment, and failure to respond to debt validation requests. Because these issues are frequent with collection agencies like Fairway Collections, you should understand your rights under the Fair Debt Collection Practices Act. Foreclosure.

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Troutman Sanders

AUGUST 1, 2023

An amendment in the NDAA to update the Fair Debt Collection Practices for Servicemembers Act passed in the Senate by a vote of 95-2. The OAG initially filed the lawsuit in June 2021, and as part of the judgment, between $450,000 and $2.5 The amendment, led by U.S. For more information, click here.

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Better Credit Blog

FEBRUARY 4, 2021

Many people don’t realize that they are protected by the Fair Debt Collection Practices Act. The FDCPA gives debt collectors clear guidelines for dealing with customers, including the ones below: Debt collectors can only call between 8 a.m. Foreclosures. Identity fraud. Bankruptcy. Poor payment history.

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Collection Industry News

SEPTEMBER 23, 2020

Default Judgments in Debt Collection Cases. Many consumers who are sued for outstanding debts do nothing, and that is generally a big mistake. The survey data showed that more than 70% of debt collection suits ended in default judgments. That is 20 years! Finding flaws in the claim.

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Better Credit Blog

FEBRUARY 2, 2021

To get an idea of customers’ experiences with BGE Collections, take a look at the Better Business Bureau and the Consumer Financial Protection Bureau. You should also educate yourself on the basics of the Fair Debt Collection Practices Act before reaching out to BGE Collections. Foreclosure. Repossession.

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Better Credit Blog

FEBRUARY 5, 2021

Collections agencies are often the subject of complaints surrounding their faulty reporting and aggressive tactics. You should also read up on the Fair Debt Collection Practices Act. This act was written to protect consumers from abusive debt collection practices and to ensure accurate reporting. Bankruptcy.

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Collection Industry News

DECEMBER 21, 2020

Court of Appeals for the Ninth Circuit recently reversed an award of summary judgment in favor of a defendant debt collector against claims that it violated the federal Fair Debt Collection Practices Act (FDCPA) by attempting to collect a debt that was discharged in bankruptcy and no longer owed.

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Better Credit Blog

FEBRUARY 24, 2021

If you’ve fallen behind on payments in an industry like one of the ones listed below, it could be to blame for the collections entry on your report: Bank credit cards. Whenever a lender or company like your phone or internet provider doesn’t receive a payment from you, they may eventually hire a collections agency for assistance.

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Better Credit Blog

FEBRUARY 15, 2021

While you’re researching, take the time to educate yourself on the Fair Debt Collection Practices Act , a law made to protect you from shady and threatening collection attempts. Foreclosures. It also has provisions to help ensure accurate reporting, which we’ll cover below. Hard inquiries. Identity fraud.

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Better Credit Blog

FEBRUARY 24, 2021

If you’ve fallen behind on payments in an industry like one of the ones listed below, it could be to blame for the collections entry on your report: Bank credit cards. Whenever a lender or company like your phone or internet provider doesn’t receive a payment from you, they may eventually hire a collections agency for assistance.

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Better Credit Blog

MARCH 1, 2021

Before you contact Bank of America or the agency collecting on their behalf, you should understand your rights under the Fair Debt Collection Practices Act. The FDCPA keeps debt collectors from being abusive or threatening, and it encourages accurate reporting. Foreclosure. or after 9 p.m. Hard inquiries.

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Better Credit Blog

MARCH 1, 2021

Before you contact Bank of America or the agency collecting on their behalf, you should understand your rights under the Fair Debt Collection Practices Act. The FDCPA keeps debt collectors from being abusive or threatening, and it encourages accurate reporting. Foreclosure. or after 9 p.m. Hard inquiries.

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Better Credit Blog

FEBRUARY 25, 2021

You can look to the Consumer Financial Protection Bureau and the Better Business Bureau to view complaints filed against debt collectors. Collections agencies are held to a set of standards set forth by the Fair Debt Collection Practices Act. They can also assist you with credit problems such as: Judgments.

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Better Credit Blog

FEBRUARY 12, 2021

To see what customers think of EZ Pass and other debt collectors, take a look at the Better Business Bureau and the Consumer Financial Protection Bureau. You should read up on the basics of the Fair Debt Collection Practices Act. Foreclosure. Charge offs. Repossession. Identity theft. Hard inquiries. Ads by Money.

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Better Credit Blog

FEBRUARY 18, 2021

To get an understanding of how debt collectors are, and aren’t, allowed to treat you, you need to read up on the Fair Debt Collection Practices Act. The FDCPA is your shield against abusive debt collection practices and inaccurate reporting. Foreclosures. Charge-offs. Hard inquiries. Repossessions.

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Better Credit Blog

FEBRUARY 12, 2021

A lot of these complaints have to do with their aggressive collection tactics, inaccurate reporting, and failure to respond properly to disputes, You can see these complaints by looking to the Consumer Financial Protection Bureau and Better Business Bureau websites. The FDCPA keeps debt collectors in line by: Restricting calls to 8 a.m.

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Better Credit Blog

FEBRUARY 5, 2021

Many of Bison Recovery Group’s complaints are about their: Aggressive collection attempts. In light of these issues, it’s vital that you learn your rights under the Fair Debt Collection Practices Act. The FDCPA was crafted to ensure accurate reporting and keep debt collectors in line. Foreclosure.

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Better Credit Blog

NOVEMBER 23, 2020

They can dispute inaccuracies on your report, help negotiate the deletion of collections entries, and more. If you’re dealing with more than just debt collectors, these companies can help get you on track, whether you’re recovering from bankruptcy, foreclosure, a judgment, or repossession. Tulsa, OK 74107. 800-999-2443.

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Better Credit Blog

SEPTEMBER 4, 2020

This is a way that you can have the debt deleted on a technicality. It is also a good thing to do immediately no matter what to ensure that TrueAccord has the correct information about your debt. You have a right under the Fair Debt Collection Practices Act (FDCPA) to ask TrueAccord to verify the debt information.

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Better Credit Blog

DECEMBER 2, 2020

Many people aren’t aware that they are protected by the Fair Debt Collection Practices Act. The FDCPA sets standards for how debt collectors interact with consumers. For instance, it keeps collection agents from calling you late at night and early in the morning. Foreclosures. Bankruptcy.

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FDCPA Defense

FEBRUARY 1, 2018

Attorneys and other entities that regularly engage in collection work for community associations may be subject to the requirements of the Fair Debt Collection Practices Act, 15 U.S.C. as well as analogous state laws governing the consumer collection process. The issue in Ho v. ReconTrust Co., 3d 568 (9th Cir.

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FDCPA Defense

AUGUST 19, 2013

291 (1995), lawyers have known that if they seek to collect consumer debts for clients – even when doing so through litigation – they might qualify as a "debt collector" under the Fair Debt Collection Practices Act, 15 U.S.C. Click here for more information on what constitutes a "debt" under the FDCPA.

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Troutman Sanders

APRIL 26, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. On April 21, the Fair Debt Collection Practices for Servicemembers Act passed the House of Representatives under suspension of the rules.

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Account Recovery

FEBRUARY 10, 2025

The Court of Appeals for the Sixth Circuit has affirmed a lower court’s summary judgment ruling in favor of a defendant in a Fair Debt Collection Practices Act case, agreeing that the plaintiff lacked standing to sue, but on different grounds, even though the plaintiff suffered a monetary injury.

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Troutman Sanders

MAY 2, 2023

On April 26, the CFPB issued an advisory opinion, reminding the industry that a debt collector who brings or threatens to bring a foreclosure action to collect a time-barred mortgage debt may violate the Fair Debt Collection Practices Act. For more information, click here.

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