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Dealing with Debt Collectors

Debt Free Colorado

Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. What is the Federal Fair Debt Collection Practices Act (FDCPA)?

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5 Steps to Fight a Credit Card Lawsuit

Credit Corp

Consult a lawyer: If you are unsure how to draft your response or need help asserting defenses, consult a lawyer or a legal aid organization. Many provide free or low-cost assistance for debt-related cases. By demanding evidence and challenging unsupported claims, you shift the burden onto the debt collector to prove their case.

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How to Remove First Financial Asset Management from Your Credit Report

Better Credit Blog

Consumers claim that they are guilty of certain Fair Debt Collection Practices Act (FDCPA) infractions, including attempting to collect inaccurate debts and failing to respond to debt validation requests. You don’t need to be a lawyer to become aware of your rights as a consumer. Know Your Rights.

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Can a Debt Collector Collect After 10 Years?

Credit Corp

However, it’s important to note that every case is unique and the statute of limitations on various forms of debt is different in each state. Understanding what the rules in your state are and how they might apply to your specific debt situation is important. Contact a lawyer for your unique situation if you have questions.

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The Limits On Direct And Vicarious Liability Under The FDCPA

FDCPA Defense

Debt buyers are being sued based on the conduct of their agencies and law firms. Lawyers and agency owners are being sued based on the conduct of their clients and their collectors. Even original creditors, who are not subject to the FDCPA, are being drawn into FDCPA litigation under various theories of recovery.

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4 Ways To Remove Collections From Your Credit Report

Better Credit Blog

considering you are getting your own lawyer to fight on your behalf. Dispute the Collection – If You Found An Error. If the goodwill letter falls flat and the debt collection remains on your credit report, it’s time for a more advanced method. Ask the Collection Agency to Validate the Debt.

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Collector Facing FDCPA Class Action for Filing Lawsuit

Account Recovery

I will say at the outset that this is one of those “I’m not a lawyer cases” so maybe this is an interesting claim or maybe it’s not, but it’s one I haven’t seen before so I am throwing it out there. She has filed a class-action complaint against the defendant.