Account Recovery

MARCH 14, 2025

Is the consumer refusing the pay the debt? A collection operation is facing a Fair Debt Collection Practices Act lawsuit because it reported a debt to the credit reporting agencies as disputed after a consumer submitted a letter indicating that she refused to pay the debt and requesting that communications cease.

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Nerd Wallet

NOVEMBER 16, 2020

Working with third-party debt collectors can be confusing and scary. adults with debt in collections, knowing their legal rights is crucial. The Fair Debt Collection Practices Act covers third-party debt collectors — those who buy a delinquent debt from an original creditor, like a credit card company.

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Debt collector Third-party Debt Collectors Fair Debt Collection Legal Rights 111

Debt Free Colorado

FEBRUARY 21, 2022

Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. What is the Federal Fair Debt Collection Practices Act (FDCPA)?

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Jimerson Firm

DECEMBER 14, 2021

Two important statutes for all businesses to be aware of are the Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA). Fair Debt Collection Practices Act. Had actual knowledge that the right did not exist. 559.552, Fla. Bank Nat’l Ass’n, 245 F.

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Debt collector Fair Debt Collection Consumer Collections Legal Rights 105

Credit Corp

MARCH 12, 2025

Unfortunately, as consumer debt rises, lawsuits are becoming more and more common. million debt collection lawsuits were filed in 2022 alone. This is why it is important to know your legal rights and how to mitigate the effects of being sued. An estimated 2.5

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Sawin & Shea

AUGUST 24, 2020

Debt collection agencies can be thoroughly unpleasant. While debt collectors can be persistent, the Fair Debt Collection Practices Act (FDCPA) was in place to stop collector harassment, and it’s good to stay educated about what debt collectors can and can’t do. What are the warning signs?

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Troutman Sanders

JUNE 30, 2021

Columbia Debt Recovery , a Washington district court awarded each plaintiff $30,000 in emotional distress damages under the Fair Debt Collection Practices Act (FDCPA), $120 in treble actual damages under the Washington Collection Agency Act (WCAA) and the Washington Consumer Protection Act (WCPA), and $2,000 in statutory damages under the FDCPA.

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