Fair Debt Collection Lender Third-party Debt Collectors 
Better Credit Blog
AUGUST 31, 2020
Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.
Debt Free Colorado
FEBRUARY 21, 2022
Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. However, the UCCC does not cover all consumer transactions.
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True Accord
OCTOBER 11, 2022
Fortunately, the knowledgeable team at TrueAccord is here to help break down some of the top questions around compliance in the collections industry. The Questions: What are the major regulations lenders need to know about? What are the top challenges that you see ahead for compliance in collection?
Better Credit Blog
OCTOBER 5, 2020
Has your credit score recently taken a dive as a result of a collections entry from Penn Credit? If you forgot to pay a bill or you’ve gotten behind on payments to a lender or service provider, it can have some nasty effects on your credit. Try out one of the approaches below, and you could be collections-free in a few weeks.
Better Credit Blog
OCTOBER 30, 2020
Individuals who have been contacted due to a reporting error or identity theft should certainly try to dispute their debts. When collections agencies buy debts from providers and lenders, they don’t always have the paperwork they need to see their collections attempts through. Negotiate a Pay-for-delete Agreement.
Better Credit Blog
NOVEMBER 17, 2020
That means you have 30 days to mail MBA Law a debt validation letter. If you submit this letter in that timeframe, the agency is required by law to provide evidence of the debt. This could include important details about your original lender or provider, your account number, and dates surrounding your account.
Better Credit Blog
APRIL 1, 2022
This doesn’t mean you no longer owe this credit card debt; it means you no longer owe the credit card issuer the money. Instead, you now owe the money to the third-party debt collector. That said, there is no harm in trying this method even if Capital One still owns your old credit card debt.
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