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Judge Grants MTD in FDCPA Case Over ID Theft

Account Recovery

A District Court judge in Illinois has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act case, ruling the plaintiff lacked standing after alleging violations related to a disputed debt originating from identity theft.

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How To Remove Reliant Capital Solutions From Your Credit Report

Better Credit Blog

Mail RCS a Debt Validation Letter. Are you worried that RCS is contacting you by mistake about a debt you don’t actually owe? Thanks to the Fair Debt Collection Practices Act, debt collectors are legally required to present you with verification of your debt upon request. Get professional help.

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How To Remove Asset Acceptance LLC From Your Credit Report

Better Credit Blog

The agency collects on various types of debts, such as: Consumer finance debt. Credit card debt. Retail debt. Failing to validate the debt. Collecting after the statute of limitations. It is also connected to Encore Capital Group. Asset Acceptance LLC’s home office is in Troy, Michigan.

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Tenth Circuit Affirms Summary Judgment in Favor of Defendant in FDCPA Case on the Basis of Claim Preclusion

Troutman Sanders

Court of Appeals for the Tenth Circuit upheld a trial court’s order granting summary judgment in favor of a debt buyer holding that claim preclusion barred the plaintiff’s claims brought under the Fair Debt Collections Practices Act (FDCPA) and Utah’s Unfair Claims Settlement Practices Act (UCSPA).

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Differences Between Commercial and Consumer Debt Collection

Direct Recovery

Common examples of consumer debt collection scenarios might include a credit card company attempting to recover unpaid balances, a hospital seeking repayment for medical bills, or a mortgage lender attempting to recover delinquent mortgage payments.

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Court Finds Letter Warning Consumer of Tax Consequences for Debt Forgiveness Does Not Violate the FDCPA

Troutman Sanders

28, 2021) , plaintiff Roberta Bordeaux, on behalf of herself and a class of similarly situated persons, asserted that defendant debt collector LTD Financial Services LP (LTD) violated the Fair Debt Collection Practices Act (FDCPA) by sending collection letters, referencing potential tax reporting consequences of accepting a debt settlement.

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How to Stop ARS National Services

Debt Collection Answers

The Fair Debt Collection Practices Act (FDCPA) and other laws provide you with rights and protections that you can use to fight back against such behavior. When dealing with a debt collector like ARS National Services, confirming that the debt is yours is important.