Credit Corp

JUNE 14, 2023

Pro tip: Even if a debt has been charged off, consider contacting the original creditor to negotiate a settlement. Since the debt is old and less likely to be paid, the creditor may be willing to accept less than what you owe to consider the matter closed.

Foreclosure 89

Foreclosure Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy 89

Better Credit Blog

APRIL 1, 2022

Whatever you’re dealing with, late payments, collections, charge-offs, or foreclosures, the following techniques can clean up your credit quickly. Write a letter to the original creditor or collection agency and ask them to remove the negative entry from your credit history as an act of goodwill. Foreclosures. Bankruptcy.

Bankruptcy 114

Bankruptcy Collections Agency Collection Agencies Foreclosure 114

Consumer Financial Services Law

MARCH 15, 2019

In those cases, the Sixth Circuit concluded that foreclosure proceedings are debt collection. fka Standard Federal Bank has retained our law firm to begin foreclosure proceedings on the above referenced property. in which the Sixth Circuit confirmed its view that foreclosure proceedings are debt collection. Chase Home Fin.

Bankruptcy 40

Bankruptcy Foreclosure Law Firms Creditors 40

BN Lawyers

JANUARY 14, 2019

the defendant initiated non-judicial foreclosure proceedings during the consumer’s thirty-day FDCPA validation period. The scheduled sheriff’s foreclosure sale did not take place, and the motion for an injunction was stayed pending verification of the debt. Trott Law, P.C. ,

Foreclosure 40

Foreclosure Debt collector Collections Chapter 13 bankruptcy 40

FDCPA Defense

NOVEMBER 11, 2014

Finally, the notice must contain “a statement that, upon the consumer's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.” 1692g(a)(5). at § 1692g(a)(4), (5). at § 1692g(b). Pollard , 766 F.3d

Debtor 40

Debtor Debt collector Creditors Original Creditor 40

Debt RR

DECEMBER 13, 2019

Debts are often sold, so it may not be the original creditor filing the claim. Distressed homeowners who successfully fought foreclosure lawsuits stemming from the 2010 U.S. foreclosure crisis commonly used this defense. Common legal defenses include: 1. Challenging the Right to Sue and Burden of Proof.

Debtor 41

Debtor Debt collector Bankruptcy Creditors 41

FDCPA Defense

JANUARY 22, 2017

July 11, 2014) (denying motion to dismiss FDCPA class action complaint; defendant sent letters to class seeking to collect late fees and threatening foreclosure allegedly in violation of California law); McCarter v. JQD, LLC , 2014 WL 3404945 (N.D. Kovitz Shifrin Nesbit , 2015 WL 74069 (N.D. Weinstein, Pinson & Riley, P.S., _F.3d_,

Collections 40

Collections Judgment Creditors Law Firms 40