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How can you secure a debt owed to you before you get a judgment?

Collections Law

Using an ex-parte trustee attachment to secure your debt An ex-parte trustee attachment involves garnishing funds held by a third party on behalf of the debtor. Consult An Aggressive Commercial Collections Lawyer Hiring a seasoned commercial collections attorney increases your chances of collecting your business debts.

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Student Loan Default: Rehabilitation or Consolidation

Sawin & Shea

Once this happens, you may face serious ramifications, including wage garnishment and the offset of your federal tax refund and Social Security benefits. Like with student loan rehabilitation, student loan consolidation can prevent your wages from being garnished, and it can avert the offset of your tax refund and Social Security benefits.

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Will a Bankruptcy Trustee Contact My Employer?

Sawin & Shea

Additionally, your employer may find out about your bankruptcy if creditors garnished your wages before you filed. Creditors can garnish your wages if you fail to make payments. Your employer or supervisor won’t necessarily know about your wage garnishment, but your payroll department will. Can I Be Fired for Filing Bankruptcy?

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The Difference Between Post Judgment Collection Attachment and Garnishment — How Both Can Benefit You in Debt Recovery

Collections Law

After going through the appropriate channels to try to collect outstanding debt — to no avail, as methods such as letter writing and phone calls prove to be fruitless — the next step is turning to the debt collection lawyers at the Law Offices of Alan M. The How’s and Why’s of Garnishments. The Law Offices of Alan M.

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Bankruptcy and Tax Refund Strategies

Sawin & Shea

Talk to Your Lawyer About Your Expenditures. Garnishments, Credits, and Exemptions Impact Your Strategy. Perhaps you can’t wait to file for bankruptcy because you have a repossession pending or a garnishment that’s about to hit your paycheck. Again, make sure you tell your bankruptcy attorney about these critical factors.

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Questions to Ask a Chapter 7 Bankruptcy Lawyer Before Filing for Bankruptcy

Sawin & Shea

If you’re struggling with debt and considering bankruptcy, speaking with a bankruptcy lawyer can help you determine your best options and give you some clarity on how the process works. At Sawin & Shea, LLC, our Chapter 7 Bankruptcy lawyers have helped clients just like you in the Indianapolis and surrounding areas.

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Will Everyone Know If I File for Bankruptcy?

Sawin & Shea

The only people who typically know are you, your creditors, and your lawyer. Employers usually are not notified unless it is necessary to stop a wage garnishment or, in some cases, for a wage deduction in a Chapter 13. Your case will be filed with a bankruptcy clerk who probably is not even located in your small town.