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Best Practices for Call Baiting in Debt Collection

PDC Flow

In rare cases, a baiter may try to prompt the Consumer Financial Protection Bureau or Federal Trade Commission to deem the violations as unfair, deceptive, or abusive acts and practices (UDAAPs). If a caller is still working with a lawyer, ask them for the contact information and end the conversation. Are you going to garnish my wages?

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Tips For Credit Card Debt Relief

Sawin & Shea

If you are drowning in debt but aren’t sure which option is right for you, it can help to consult with an experienced lawyer. If a creditor does not want to participate, they can still pursue you in all the ways allowed by law including lawsuits and wage garnishments. You are simply trading debt in one form for debt in another.

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Can a Debt Collector Collect After 10 Years?

Credit Corp

Contact a lawyer for your unique situation if you have questions. Judgments may give collectors additional collection powers, such as access to the money a debtor has in their bank account or the ability to garnish wages to collect the judgment. A collection agency can list an old debt as a new trade line on your credit report.

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Fair Debt Collection Practices Act (FDCPA)

Better Credit Blog

It is enforced by the Federal Trade Commission , a federal agency that protects consumers and maintains fair competition in the marketplace, including debt collection attempts. Threatening to garnish wages without a court order. Likewise, you can complain to the state attorney general’s office or the Federal Trade Commission.

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6 Best Tax Relief Companies of 2021

Better Credit Blog

The Federal Trade Commission (FTC) warns that many tax relief companies make false claims and take money upfront, but then fail to take the steps to resolve their client’s tax debts on their behalf,” says Holly Johnson over at GoodFinancialCents. Victory Tax Lawyers. Money-back guarantee applies only to initial investigation.

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A giant US hospital chain says it’s leading the fight against medical debt. Not all patients agree

Collection Industry News

The industry trade journal Beckers Hospital Review recently elevated Advocate to No 4 on itsrankings of the nations largest hospital chains, up from No 7 earlier this year. Until March 2024, Advocate Health used South Carolinas department of revenue to garnish state income tax refunds from patients.