Garnishment Lender Third-party Debt Collectors 
Debt Free Colorado
FEBRUARY 21, 2022
Lenders, creditors, finance businesses, and payday lenders are all required by the UCCC to inform consumers about the cost of credit so that they can shop around for the cheapest rates. Except for requirements that lenders disclose the cost of credit and provide customers with limited legal remedies if the UCCC is breached.
Better Credit Blog
AUGUST 31, 2020
Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.
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Better Credit Blog
APRIL 1, 2022
This doesn’t mean you no longer owe this credit card debt; it means you no longer owe the credit card issuer the money. Instead, you now owe the money to the third-party debt collector. That said, there is no harm in trying this method even if Capital One still owns your old credit card debt.
Debt Free Colorado
APRIL 1, 2021
The payday lenders like Speedy Cash swear up and down that they don’t have anything to do with this, but somehow their customer lists keep getting into the hands of fraudsters. You can’t garnish wages because you don’t have a judgment. To: For privacy purposes I deleted the emails of 8 different people here.
Better Credit Blog
SEPTEMBER 17, 2020
The Fair Debt Collection Practices Act provides you with yet another advantage, the ability to ask collections agencies to provide validation that you owe what they claim you do. Since A1 Collections is a third-party debt collector, there’s a strong possibility they don’t have the documentation they need.
Better Credit Blog
AUGUST 31, 2020
Debt collectors either purchase debts at a discount from lenders and service providers, or they work for the company to collect the debt, earning a percentage of the payment. In some states, they may try to garnish your wages.
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