Remove Government Remove Judgment Remove Third-party Debt Collectors
article thumbnail

Texas A&M Journal of Property Law CFP for consumer law symposium

Public Citizen

.  In addition, the Symposium welcomes discussion over the recent decision by the Uniform Law Commission to address debt collection efforts by third-party debt collectors or buyers based on default judgments.    Selected papers are due after the Symposium on June 4, 2021.   

article thumbnail

Dealing with Debt Collectors

Debt Free Colorado

Debt collectors and collection agencies are subject to the Colorado Fair Debt Collection Practices Act (CFDCPA). The CFDCPA does not apply to anyone who collects their debts or government personnel in the United States. Consumer credit transactions are governed by the UCCC, which is a code of conduct.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Can a Debt Collection Law Firm Act as a Debt Collection Agency?

FFGN COLLECT NY

First, if either the collection agency or collection law firm engage in collecting debt from consumers for personal, household, or medical debts, they are subject to the Fair Debt Collection Practices Act (FDCPA). Collection law firms, however, are able to use legal enforcement mechanisms upon entry of judgment against debtors.

article thumbnail

5 Things a Commercial Debt Collection Agency CANNOT Do to Help You

Direct Recovery

The right debt collection agency can act as your own personal accounts receivable department tasked with tracing down delinquent accounts, contacting debtors, negotiating payments, filing for judgments, and collecting payments.

article thumbnail

Can a Collection Agency Report to the Credit Bureau Without Notifying You?

Credit Corp

The Fair Debt Collection Practices Act is a federal law that protects consumers against certain unfair collection practices. It applies to only external or third-party debt collectors and only for personal debts. It does not come into play for creditors collecting their own debts.

article thumbnail

How To Remove Penn Credit from Your Credit Report

Better Credit Blog

If that’s the case, debt validation should clear things up quickly. Even more good news: this approach can work even if the debt is legit. Since Penn is a third-party debt collector, it may not have the info on file that it needs to validate your debt. Government. Bankruptcies. Repossessions.

article thumbnail

How To Remove Account Control Technology From Your Credit Report

Better Credit Blog

Account Control Technology collects on a long list of debts, including: Commercial debt. Consumer finance debt. Government debt. Healthcare debt. Student loan debt. Telecom and cable debt. Utility debt. ACT’s mailing address is below: PO Box 471. Kings Mill, Ohio 45034.