Better Credit Blog

JUNE 1, 2022

A source of income that allows monthly payments of $50 to $100 for the term of the loan is needed. Having unresolved financial judgments can make it difficult to get. If you have unresolved financial judgments against you, it can be difficult to get. Pay those debts off first before applying for one.

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Loans Credit Unions Credit Unions Lender 95

Credit Corp

JULY 10, 2023

Evictions aren’t included on your credit report , and neither are certain types of public records such as eviction judgments. If you fell behind on rent and tried to right the situation with a personal loan that you also fell behind on, for example, that could hurt your credit. Can You Dispute an Eviction?

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Judgment Collection Agencies Collections Agency Personal loans 75

Direct Recovery

AUGUST 1, 2024

Consumer Debt Collection Basics Consumer debt collection describes debts that are owed by individuals, which can include anything from credit card balances and old utility bills to personal loans, medical debt, and mortgages. Should things fail to work out from there, a court judgment is usually the next step.

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Debt Free Colorado

DECEMBER 9, 2021

personal loans, personal loans, delinquent income tax obligations, . and the majority of court judgments. Unsecured obligations that are often dischargeable in Chapter 13 bankruptcy include the following. medical debt . credit card debt . Finally, any excess amounts are discharged by the court.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 75

Troutman Sanders

OCTOBER 15, 2020

Axiom Acquisition Ventures, LLC (“Axiom”) bought Robert Valenzuela’s consumer debt from a bank after he allegedly defaulted on his personal loan payments. On October 5, 2020, the U.S. Axiom sent Valenzuela a letter informing him that his debt had been reassigned and instructing him to remit future payments to Axiom.

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Debtor Debt collector Acquisition Fair Debt Collection 40

Collection Industry News

OCTOBER 27, 2020

Axiom Acquisition Ventures, LLC (“Axiom”) bought Robert Valenzuela’s consumer debt from a bank after he allegedly defaulted on his personal loan payments. On October 5, 2020, the U.S. Axiom sent Valenzuela a letter informing him that his debt had been reassigned and instructing him to remit future payments to Axiom.

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Better Credit Blog

AUGUST 21, 2020

Personal loan: Limited options. Auto loan: Limited options. Others are on the path to repairing their credit, as it takes time to recover from more severe credit occurrences like bankruptcy , foreclosures , or judgments. The good news is, you should be able to get an auto loan with your current credit score.

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Personal loans Loans Lender Debt Consolidation 59

Better Credit Blog

AUGUST 21, 2020

The issues above can hinder your access to both revolving lines of credit and installment loans. With a 560 credit score, you’ll have very limited loan options and will have a hard time getting approved for unsecured credit cards. Personal Loan Options with a 560 Credit Score. Bankruptcy. Repossessions. Debt collections.

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Credit Unions Credit Unions Personal loans Loans 52

Collection Industry News

SEPTEMBER 23, 2020

Default Judgments in Debt Collection Cases. The survey data showed that more than 70% of debt collection suits ended in default judgments. In Alabama, if a judgment is entered against you, the creditor who got the judgment can do several things as far as trying to collect on the judgment. • That is 20 years!

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Collection Industry News

JUNE 1, 2023

The need to manage and recover consumer debts, including credit card debt, personal loans, and medical bills, is expected to contribute to the growth of the debt collection industry. Claims that are being forwarded are more collectible or they are ending up as a judgment.

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Roths Child Law

JULY 26, 2020

This includes personal loans, credit card debts, judgments from a lawsuit, medical bills, lease contracts and other types of unsecured debts. During the Chapter 13 bankruptcy process, the discharge will take place after certain balances are paid, typically after three to five years.

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Better Credit Blog

APRIL 11, 2022

The types of credit accounts you can expect to see in this section include: Mortgages , home equity loans, and home equity lines of credit. Student Loans. Auto Loans. Personal Loans or Other Installment Loans. Civil judgments. Credit Cards. Your creditors will report on your credit accounts regularly.

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Creditors Loans Credit Bureau Lender 15

Sawin & Shea

AUGUST 30, 2023

Civil court judgments (not counting anything that was based on fraud). Personal loans. Payday” type loans. We are committed to providing compassionate and non-judgmental representation to all of our clients. Rent that is past due. Collection agency bills. Dishonored checks (unless they were based on fraud).

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Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Unsecured Debt 52

Sawin & Shea

MAY 2, 2024

Enter Sawin & Shea, LLC – a firm with over 50 years of combined experience in bankruptcy services, dedicated to providing compassionate and non-judgmental representation to individuals and families in need. Credit card balances, personal loans, medical bills, and utility bills are generally unsecured debt.

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Bankruptcy Chapter 7 bankruptcy Chapter 13 bankruptcy Unsecured Debt 52

Collection Industry News

MAY 3, 2022

If entered by the court, the judgment would ban Performance SLC permanently from debt relief services and ban Crenshaw from debt relief services for five years. It would also ban Performance Settlement from certain loan-settlement and lead-generation activities.

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Student loans Student Loans Personal loans Loans 40

Sawin & Shea

SEPTEMBER 27, 2023

In some cases, debt collectors may take legal action by filing a lawsuit against you to obtain a court judgment. If the court grants a judgment in favor of the creditor, they have additional collection options, such as wage garnishment, bank account levies, or placing liens on the debtor’s property.

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Better Credit Blog

AUGUST 4, 2020

Short for the First National Bank of Omaha, FNB National is a popular bank for several personal and professional financial services and products, including: Banking. Home loans. Auto loans. Personal loans. Student loan refinancing. Investment accounts. Credit cards. Wealth advising. Charge offs.

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Banks Lender Loans Student loans 52

Sawin & Shea

JANUARY 25, 2022

Common types of unsecured debts include: Credit cards Student loans Personal loans Medical debt Back rent Utility bills Child support. Once the lender has obtained a court judgment against you, they can then proceed to use aggressive collection remedies to pay back what you owe. Examples of Unsecured Debts.

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Better Credit Blog

JANUARY 5, 2021

Citi also offers personal loans, lines of credit, and mortgages, which can prompt a hard inquiry. Citicards come in several categories, including: 0% APR. Balance transfers. Any time you apply for a Mastercard or Visa from Citi, it results in a hard inquiry. They can also help with a slew of credit problems, like: Foreclosures.

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Loans Banks Repossession Lender 52

Better Credit Blog

JANUARY 5, 2021

Citi also offers personal loans, lines of credit, and mortgages which can prompt a hard inquiry. Citicards come in several categories, including: 0% APR. Balance transfers. Any time you apply for a Mastercard or Visa from Citi, it results in a hard inquiry. They can also help with a slew of credit problems, like: Foreclosures.

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Loans Banks Repossession Lender 52

FDCPA Defense

FEBRUARY 1, 2018

California law does not allow for a deficiency judgment following non-judicial foreclosure. 1992) (emphasis added, citation and quotation marks omitted) (personal loan from friend used to start software business not a “debt” under the Act: “The [FDCPA] characterizes debts in terms of end uses. [n]either See Bloom v. System, Inc.,

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Accrued Interest Foreclosure Debtor Debt collector 40

Troutman Sanders

MARCH 14, 2023

While many Buy Now, Pay Later borrowers use the product without noticeable indications of financial stress, the report finds that Buy Now, Pay Later borrowers will more likely become active users of other types of credit products like credit cards, personal loans, and student loans. For more information, click here.

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Financial services Student loans Student Loans Loans 52

Troutman Sanders

MARCH 6, 2023

While many Buy Now, Pay Later borrowers use the product without noticeable indications of financial stress, the report finds that Buy Now, Pay Later borrowers will more likely become active users of other types of credit products like credit cards, personal loans, and student loans. For more information, click here.

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Financial services Student loans Student Loans Loans 52

FFGN COLLECT NY

JANUARY 31, 2024

The debt came from high-interest personal loans, payday loans, credit cards, and other sources. In 2019, Attorney General James announced a $60 million judgment against debt collection kingpin, Douglas MacKinnon , who engaged debtors using similar deceptive and illegal tactics.

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