Debt Free Colorado

APRIL 1, 2021

Also, it’s a violation of the Fair Debt Collection Practices Act (FDCPA) for a third party debt collector to disclose information about your debts to others. You can’t garnish wages because you don’t have a judgment. Anyone in a law firm understands how to use BCC.

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FFGN COLLECT NY

NOVEMBER 24, 2021

The new law has a direct impact on the collection of consumer claims within New York State and covers in-house collections efforts as well as those placed with a third-party debt collector including a collection attorney or agency.

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Better Credit Blog

OCTOBER 30, 2020

Whether you were too late to send in a debt validation letter or AARS was able to verify your debt, your next best option is to negotiate a pay-for-delete agreement. They’ll also help to ensure that debt collectors stay within the bounds of the FDCPA. Bankruptcy. Identity fraud.

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Credit Corp

NOVEMBER 9, 2020

The Fair Debt Collection Practices Act is a federal law that protects consumers against certain unfair collection practices. It applies to only external or third-party debt collectors and only for personal debts. It does not come into play for creditors collecting their own debts.

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Better Credit Blog

OCTOBER 7, 2020

You have 30 days to submit a debt validation letter, which you can craft with a free online template. Third-party debt collectors may not have enough information on hand to follow through with their collection attempts. If you’re looking to give your score a jolt, a company like Sky Blue can be just what you need.

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Better Credit Blog

NOVEMBER 17, 2020

Individuals who’ve been targeted due to faulty reporting should absolutely start out with debt validation, but so should people who actually owe MBA Law money. As a third-party debt collector, MBA might not have the info it needs to validate your debt. All you have to do is mail in a letter.

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Troutman Sanders

MARCH 17, 2023

million settlement with Safe Home Security, its CEO, and affiliated companies to resolve allegations that their practices violated state consumer protection laws by “trapping Massachusetts consumers in long-term auto renewal contracts” and engaging in illegal debt collection practices, among other activities.

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Consumer Financial Services Law

JANUARY 11, 2017

A New York District Court recently addressed the issue of whether the FDCPA requires passive debt buyers to personally register disputes or whether they can delegate that obligation to their third party debt collector/servicer. In Nunez v.

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Better Credit Blog

FEBRUARY 4, 2021

Since DFS is a third-party debt collector, they don’t always maintain the records needed to substantiate their claims. If they can’t present you with definitive proof that the debt belongs to you, they’ll have to remove it from your report. But this method could be effective even if you do owe the agency money.

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Better Credit Blog

NOVEMBER 4, 2020

Getting your debt verified can be simple with a debt validation letter template. When third-party debt collectors obtain consumer debts, they don’t always maintain the documentation they need. If you think you’re on RCS’s list in error, you should start with this approach.

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Better Credit Blog

FEBRUARY 2, 2021

If they are unsuccessful, your debt will go into collections, which can have a significant impact on your credit report. Some companies sell their debts to third-party debt collectors , while others, like BGE, have their own collections department. Foreclosure. Repossession. Charge offs. Hard inquiries.

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Better Credit Blog

FEBRUARY 24, 2021

They have been collecting on consumer debt since it was founded in 1983. Some third-party debt collectors buy debts for pennies on the dollar. But FNCB is hired by businesses to collect on debts. Moreover, they’ll assist you if you’re facing other credit problems, such as: Judgments.

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Better Credit Blog

OCTOBER 2, 2020

Their assistance can also be key to recovering from identity theft, which could be to blame for debt collectors contacting you. Third-party collections. Litigation filing and judgments. That means the agency can contact you at multiple stages, whether your debt has reached collections yet or not.

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Better Credit Blog

FEBRUARY 24, 2021

They have been collecting on consumer debt since it was founded in 1983. Some third-party debt collectors buy debts for pennies on the dollar. But FNCB is hired by businesses to collect on debts. Moreover, they’ll assist you if you’re facing other credit problems, such as: Judgments.

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Better Credit Blog

FEBRUARY 19, 2021

This strategy is worth a shot whether you believe the debt is legitimate or not. Third-party debt collectors do not always have adequate documentation to see their collections efforts through. If they are unable to do so, the entry will be deleted from your credit report, and the agency will stop contacting you.

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Better Credit Blog

FEBRUARY 5, 2021

If they can’t provide documents that prove your ownership of the debt, the entry will be deleted from your report and their calls and letters will stop. Because third-party debt collectors don’t always have the documentation they need to see their collections attempts through. Identity fraud. Bankruptcy.

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Better Credit Blog

OCTOBER 19, 2020

Companies opt for assistance from third-party debt collectors like ACT when they are unsuccessful at collecting payments. These debt collectors either buy the debts from the companies (for pennies on the dollar), or they are hired to help with the collections process.

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Better Credit Blog

OCTOBER 19, 2020

Companies opt for assistance from third-party debt collectors like ACT when they are unsuccessful at collecting payments. These debt collectors either buy the debts from the companies (for pennies on the dollar) or they are hired to help with the collections process.

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FDCPA Defense

SEPTEMBER 26, 2017

Unlike the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692, et. seq. , (“FDCPA”), which, generally speaking, only applies to third party debt collectors, the Rosenthal Act broadly defines a “debt collector” to include persons or entities that collect on behalf of themselves or others.

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Troutman Sanders

MARCH 21, 2023

On March 6, eight AGs won judgments, totaling nearly $245 million in the U.S. The judgments represent the culmination of AG-initiated litigation that addressed allegations that the owners and their companies directed billions of illegal robocalls to people across the country. For more information about the DAO Act, click here.

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Account Recovery

FEBRUARY 26, 2025

After the plaintiff failed to appear in court, the association obtained a judgment that included attorney fees. The ruling: The district court dismissed the plaintiff’s claims, determining that the association was not a “debt collector” as defined by the FDCPA.

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