Debt Free Colorado

FEBRUARY 21, 2022

Lenders, creditors, finance businesses, and payday lenders are all required by the UCCC to inform consumers about the cost of credit so that they can shop around for the cheapest rates. Except for requirements that lenders disclose the cost of credit and provide customers with limited legal remedies if the UCCC is breached.

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Debt Free Colorado

APRIL 1, 2021

The payday lenders like Speedy Cash swear up and down that they don’t have anything to do with this, but somehow their customer lists keep getting into the hands of fraudsters. Your email has the word attorney in it, but why don’t you identify yourself as a lawyer in your signature? CREDITOR : SPEEDY CASH SERVICES.

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Better Credit Blog

AUGUST 31, 2020

Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.

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Better Credit Blog

JANUARY 27, 2021

BC Services is a third-party debt collector that has been hired by a healthcare provider to whom you owe money to get you to make payments on a debt. Lenders can see this account and make loan decisions because of it. The importance of the FDCPA is to keep the debt collection process fair and professional.

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