Better Credit Blog

APRIL 1, 2022

your own lawyer to fight on your behalf. Write a letter to the original creditor or collection agency and ask them to remove the negative entry from your credit history as an act of goodwill. It costs some money but is far less expensive than you might think considering you are getting. Ask Lex Law for Help.

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Sawin & Shea

APRIL 24, 2024

To determine the best way to proceed, and whether Chapter 7 or Chapter 13 bankruptcy are right for you, you should meet with an experienced bankruptcy lawyer. A bankruptcy lawyer can help you create a strategy to protect your assets and ensure that your bankruptcy petition goes as smoothly as possible.

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Taurus Collect

NOVEMBER 15, 2023

Right to a written notice: Upon initial contact, the debt collector must send you a written notice within 5 days containing the amount of debt, the name of the creditor, and what action to take if you dispute the debt. This could be a lawyer, a debt counsellor, or a trusted friend or family member.

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Credits Inc

OCTOBER 26, 2019

A government collection agency can work independently or through lawyers. All the money the agency collects is kept, and none is sent to the original creditor since they bought the debt. Debt collection services are gaining popularity, as many creditors are using them. Government Collection Services.

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Better Credit Blog

JULY 14, 2020

You don’t need to be a lawyer to become aware of your rights as a consumer. It is not uncommon for information to get lost when it is transferred from the original creditor to First Financial Asset Management. Know Your Rights. Communicate In Writing. Send a Debt Validation Letter. Pay for Delete Agreement. Know Your Rights.

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Credit Corp

AUGUST 31, 2021

Contact a lawyer for your unique situation if you have questions. Each state has a law referred to as a statute of limitations that spells out the time period during which a creditor or collector may sue borrowers to collect debts. It’s listed as a tradeline by your creditor on your credit report.

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FDCPA Defense

JANUARY 28, 2012

Lawyers and agency owners are being sued based on the conduct of their clients and their collectors. Even original creditors, who are not subject to the FDCPA, are being drawn into FDCPA litigation under various theories of recovery. Debt buyers are being sued based on the conduct of their agencies and law firms.

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BN Lawyers

JANUARY 14, 2019

Both the text of the FDCPA and the applicable case law make it clear that Section 1692g does not provide a grace period. A debt collector is free to collect during the thirty-day period as long as it does not overshadow or contradict the consumer’s thirty-day rights.

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BN Lawyers

JUNE 12, 2020

Since accounts are not typically transferred directly between debt collectors, this means debt buyers and original creditors must be able to both receive the information and provide it to the subsequent debt collector. Notably, this information is required to be transferred when the account is transferred to another debt collector.

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Better Credit Blog

APRIL 5, 2022

considering you are getting your own lawyer to fight on your behalf. When your original creditor can’t collect your past-due balance, it’ll sell your debt to a debt collection agency which means you now owe the money to the agency. Original Creditor Vs. Collection Agency. Talk to Lex Law.

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Account Recovery

OCTOBER 18, 2024

I will say at the outset that this is one of those “I’m not a lawyer cases” so maybe this is an interesting claim or maybe it’s not, but it’s one I haven’t seen before so I am throwing it out there.

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