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The Colorado UCCC, in addition to the federal FDCPA, gives additional safeguards to original creditors, third-partydebtcollectors, and debt buyers. Under the UCC, debt collection agencies aren’t allowed to take part in unfair and unethical debt collection practices such as: .
Also, it’s a violation of the Fair Debt Collection Practices Act (FDCPA) for a thirdpartydebtcollector to disclose information about your debts to others. Your email has the word attorney in it, but why don’t you identify yourself as a lawyer in your signature? Attorney at Law?
Debtcollectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-partydebtcollectors in check when they contact you.
“I have since been contacted by collection agencies and lawyers attempting to collect on this ‘debt.’ I do not know if my credit will ultimately be affected by this.”.
BC Services is a third-partydebtcollector that has been hired by a healthcare provider to whom you owe money to get you to make payments on a debt. If BC Services does any of the above when trying to collect a debt, you have a right to report them to the CFPB. Who is this company?
This law aims to address past practices where UCHealth used third-partydebtcollectors to file lawsuits under their names, obscuring the true scale of the litigation.
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