Nerd Wallet

NOVEMBER 16, 2020

adults with debt in collections, knowing their legal rights is crucial. The Fair Debt Collection Practices Act covers third-party debt collectors — those who buy a delinquent debt from an original creditor, like a credit card company. Working with third-party debt collectors can be confusing and scary.

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Debt collector Third-party Debt Collectors Fair Debt Collection Legal Rights 111

Credit Corp

MARCH 12, 2025

This is why it is important to know your legal rights and how to mitigate the effects of being sued. By being proactive and understanding your rights and protections, you can reduce the long-term consequences of a credit card lawsuit. Lack of standing: You can argue that the plaintiff does not have the legal right to sue you.

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Debt collector Credit Card Debt Creditors Bankruptcy 52

Debt Free Colorado

FEBRUARY 21, 2022

You have rights to help you gain control over your debt collection interactions. To learn more about pursuing your legal rights, contact your state’s local consumer agency. The Fair Debt Collection Practices Act (FDCPA) does not apply to original creditors or cover company obligations.

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Debt collector Fair Debt Collection Collection Agencies Collections Agency 98

Credit Corp

JUNE 1, 2023

There are many kinds of debts that can be sent to collections, including: Credit card payments Student loans Medical bills Rent payments Utility payments Auto loans Personal loans Tax debt The time it takes the original creditor to transfer your debt to collections varies.

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Collections Debt collector Collection Agencies Collections Agency 126

Troutman Sanders

OCTOBER 17, 2023

Instead, the offending conduct was misrepresenting “that it had the legal right to collect on the account when it lacked the proper license to do so.” However, because the conduct was not made in connection with the origination of the debt, the appellate division held that it could not constitute a violation of the NJ Fraud Act.

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Taurus Collect

OCTOBER 30, 2023

This letter outlines the amount owed, the original creditor, and offers a specific timeframe to settle the debt. In many countries, this includes fair treatment of debtors and respecting their rights and privacy. Debt Verification: If requested by the debtor, you must verify the debt.

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