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Fair Debt Collection Practices Act (FDCPA)

Better Credit Blog

Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.

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How To Remove Allied Collection Service From Your Credit Report

Better Credit Blog

Allied collects for service providers and lenders in the following industries: Commercial debt. Medical debt. Retail debt. Student loans. You should obviously start with debt validation if Allied has contacted you in error over a debt you’ve already paid or one that was never yours to begin with.

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How To Remove Account Control Technology From Your Credit Report

Better Credit Blog

Healthcare debt. Student loan debt. Telecom and cable debt. Utility debt. Companies opt for assistance from third-party debt collectors like ACT when they are unsuccessful at collecting payments. You can use our sample debt validation letter to get started.

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How To Remove Account Control Technology From Your Credit Report

Better Credit Blog

Healthcare debt. Student loan debt. Telecom and cable debt. Utility debt. Companies opt for assistance from third-party debt collectors like ACT when they are unsuccessful at collecting payments. You can use our sample debt validation letter to get started.

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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

The bulletin details recent findings by CFPB examiners that certain loan servicers illegally returned loans to collections after bankruptcy courts discharged the loans. to explain the application of the Fair Housing Act (FHA) and the Equal Credit Opportunity Act (ECOA) to lenders relying on discriminatory home appraisals.