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Q3 Industry Insights: Inflation and Interest Rates Drop, Christmas Comes Early

True Accord

Tired of paying higher prices, consumers increasingly turned to cheaper alternatives, bargain hunted or simply avoided items they found too expensive, pressuring retailers to accommodate them or lose their business. The National Retail Federation is forecasting that winter holiday spending is expected to grow between 2.5%

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Innovating Financing for Retailers with Point-of-Sale Loan Origination

Qualco

The retail industry is experiencing a significant shift with the rising demand for flexible financing options at the point of sale (POS). Reduction of loan defaults and optimisation of loan origination through advanced analysis. Ready to discover how efficient loan origination processes can drive growth?

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The Ripple Effect of Student Loan Defaults: What Creditors Should Be Watching in 2025

Optio Solutions

Student loan repayments are backand the ripple effect is real. Heres what to watch for in 2025 The post The Ripple Effect of Student Loan Defaults: What Creditors Should Be Watching in 2025 first appeared on Optio. As borrowers juggle renewed obligations, creditors across all sectors could see rising delinquency.

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Should You Choose a Point-of-Sale Loan to Gift Now and Pay Later?

Nerd Wallet

A point-of-sale loan lets you break down a purchase into a series of smaller payments, so you can buy now and pay later. The article Should You Choose a Point-of-Sale Loan to Gift Now and Pay Later? Email: jveling@nerdwallet.com. originally appeared on NerdWallet.

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Buy Now, Pay Later for Health Care: How It Works, When To Consider It

Nerd Wallet

Buy now, pay later has taken off for retail and travel purchases, and now companies like Walnut and Wellpay offer BNPL for health care costs. This payment option, sometimes referred to as a point-of-sale loan, allows patients to split medical bills into small monthly payments that include minimal or no interest. BNPL loans for health.

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Q3 Industry Insights: Preparing for Credit Card Bills, Student Loans and Holiday Spending

True Accord

Economic stressors persist and are likely contributing to many consumers relying on credit to cover expenses, while the resumption of student loan payments adds another financial obligation to the mix. trillion in student debt under the CARES Act, student loan payments resume this month. After three years of relief from payments on $1.6

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Luxury Car retailer in liquidation with debts of £1.14m

UK debt collections

Liquidators have listed 61 creditors owed a combined total of £1.14m after luxury car retailer Autovogue slipped into liquidation this month. A statement posted via the Autovogue website at the time apologised to customers and listed a number of reasons for the business’s failure.

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