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Indiana AG Settles with Company over Allegedly Providing Unfair and Deceptive Personal Loans to Finance Auto Purchases

Troutman Sanders

and its related entities provided personal loans to consumers to finance taxes and down payments associated with vehicle purchases. Indiana Attorney General Todd Rokita and the Indiana Department of Financial Institutions announced a settlement in excess of $250,000 with Integrity Acceptance Corp.,

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10 Reasons You Were Rejected for Credit

Credit Corp

It’s a common scenario: You apply for a personal loan or credit card and get denied. The reason seems shrouded in mystery, and you receive a letter with language such as “lack of recent installment loan information” or “proportion of balances to credit limits.” Recently opened bank revolving trades.

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Tips for Improving Your Credit: The Types of Accounts in Your Credit Report

Credit Corp

Personal Loans : Personal loans are generic installment loans that you can take out for many reasons. You can get a personal loan from online lenders or from a bank or credit union. Credit Builder Loans : Credit builder loans are offered by some financial institutions.

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Limited Company struggling with Debts? What are the options

UK debt collections

typical Business borrowing, e.g. overdraft, bank loans, vehicle finance etc. Money invested in the business by directors or others, usually in the form of cash, personal loans, or personal guarantees. Beware of trading while insolvent. A business needs to be aware if it is trading whilst insolvent.

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Credit card debt is surging at a record-high rate

Collection Industry News

You can find a certified credit counselor through trade groups like the National Foundation for Credit Counseling (NFCC) or the Financial Counseling Association of America (FCAA). Debt consolidation loans are another popular way to pay off credit card balances. In comparison, the average credit card interest rate is 16.44%.

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How a Car Loan Can Increase Your Credit

Credit Corp

There are many different types of installment loans that are reported on credit reports. These include auto loans, mortgage loans, student loans, credit builder loans, and personal loans. What Contributes to Your Credit Score? Revolving accounts are usually credit cards and store cards.

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10 New Year’s Financial Resolutions for Better Credit, Savings, and Wealth

Credit Corp

million identity theft reports were filed with the Federal Trade Commission—that’s almost double the number from 2019. The more account types you have in good standing on your credit report, the more likely you are to get approved when you go for a low-interest car loan, personal loan, or mortgage.

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